Connect Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Connect Bank of Star City, AR against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 2.24% | 1.25% | +0.99% | 91st top |
| ROAE | 17.73% | 12.22% | +5.51% | 78th top |
| Net Interest Margin | 5.07% | 3.95% | +1.12% | 93rd top |
| Efficiency Ratio | 56.42% | 63.71% | -7.29% | 64th above |
| PPNR / Avg Assets | 2.36% | — | — | 85th top |
| Yield on Earning Assets | 6.52% | 5.67% | +0.85% | 87th top |
| Cost of Funds | 1.66% | 1.87% | -0.21% | 59th above |
| Net Interest Spread | 4.28% | — | — | 91st top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.22% | 0.88% | +0.34% | 24th bottom |
| NPA / Total Assets | 0.81% | — | — | 26th below |
| NCO / Avg Loans | -0.11% | 0.15% | -0.26% | 97th top |
| ACL / Total Loans | 2.34% | — | — | 96th top |
| ACL / NPLs (Coverage) | 191.52% | — | — | 46th below |
| Texas Ratio Ahead of the peer average, behind the median peer. | 4.00% | 5.96% | -1.96% | 41st below |
| Provision / NCO | 1114.29% | — | — | — |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 15.92% | 11.75% | +4.17% | 90th top |
| Equity / Assets | 13.01% | 10.98% | +2.03% | 78th top |
| TCE / Tangible Assets | 13.01% | — | — | 80th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 76.42% | 80.44% | -4.02% | 59th above |
| Core Deposit Ratio | 91.26% | 86.95% | +4.31% | 63rd above |
| Wholesale Funding Ratio | 0.24% | — | — | 94th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 0.75% | — | — | 23rd bottom |
| Loan Growth (Y/Y) | 3.39% | — | — | 38th below |
| Deposit Growth (Y/Y) | -0.32% | — | — | 21st bottom |
See Connect Bank's peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Connect Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Connect Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Connect Bank peer analysis.