Connect Bank: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
Compared with Q1 2026, Net interest margin rose 0.17 percentage points in Q2 2026 to 5.07%, the biggest move on this page. Among 78 Arkansas banks, Connect Bank sits 6th from the top on net interest margin, 5.07% as of Q2 2026. The median for banks in the $100M-1B asset tier is 3.94% on net interest margin. Connect Bank sits 1.13 points higher, at 5.07% (Q2 2026).
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 6.52% |
| Yield on loans | 8.57% |
| Yield on securities | 2.32% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 1.66% |
| Cost of interest-bearing deposits | 2.24% |
| Cost of interest-bearing liabilities | 2.24% |
| Cost of borrowings | 1.32% |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 5.07% |
| Yield to cost spread | 4.28% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $1.7M |
| Total interest expense | $445K |
| Interest expense on deposits | $444K |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 5.57% | 1.21% | 4.49% | 7.41% | 1.65% |
| Q4 2023 | 5.65% | 1.40% | 4.46% | 7.53% | 1.72% |
| Q1 2024 | 5.74% | 1.57% | 4.36% | 7.64% | 1.86% |
| Q2 2024 | 6.05% | 1.62% | 4.65% | 8.04% | 1.86% |
| Q3 2024 | 6.41% | 1.80% | 4.84% | 8.49% | 1.89% |
| Q4 2024 | 6.41% | 1.87% | 4.77% | 8.57% | 2.07% |
| Q1 2025 | 6.17% | 1.81% | 4.58% | 8.26% | 2.13% |
| Q2 2025 | 6.30% | 1.75% | 4.78% | 8.40% | 2.13% |
| Q3 2025 | 6.55% | 1.72% | 5.06% | 8.62% | 2.11% |
| Q4 2025 | 6.49% | 1.70% | 5.03% | 8.64% | 2.11% |
| Q1 2026 | 6.34% | 1.64% | 4.90% | 8.49% | 2.18% |
| Q2 2026 | 6.52% | 1.66% | 5.07% | 8.57% | 2.32% |
Connect Bank yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Connect Bank, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Connect Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 5634) · FFIEC NIC profile (RSSD 126049)