Connection Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Reserve coverage of non-performing loans climbed 143.10 percentage points in Q2 2026, from 303.59% to 446.68%. It was the largest change from Q1 2026 among the key lines here. Within Iowa, Connection Bank is 48th of 225 on return on assets, 1.75% as of Q2 2026. The median for banks in the $100M-1B asset tier is 1.26% on return on assets. Connection Bank sits 0.49 points higher, at 1.75% (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 11.54% |
| Tier 1 risk-based capital ratio | 11.54% |
| Total risk-based capital ratio | 12.71% |
| Tier 1 leverage ratio | 9.98% |
| Equity capital to assets | 10.29% |
| Tangible equity to tangible assets | 9.88% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.26% |
| Non-performing assets ratio | 0.25% |
| Net charge-off ratio | 0.04% |
| Texas ratio | 2.31% |
| Allowance for credit losses to loans | 1.15% |
| Reserve coverage of non-performing loans | 446.68% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.75% |
| Return on equity | 17.30% |
| Net interest margin | 3.79% |
| Efficiency ratio | 54.51% |
| Yield on earning assets | 5.77% |
| Cost of funds | 2.10% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 105.26% |
| Core deposits to total deposits | 85.81% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 83.63% |
| Securities to assets | 2.74% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 11.14% | 11.14% | 12.27% | 9.65% | 1.01% |
| Q4 2023 | 10.77% | 10.77% | 11.92% | 8.88% | 0.71% |
| Q1 2024 | 10.79% | 10.79% | 11.93% | 9.15% | 1.09% |
| Q2 2024 | 10.92% | 10.92% | 12.08% | 9.32% | 1.12% |
| Q3 2024 | 11.10% | 11.10% | 12.27% | 9.34% | 1.11% |
| Q4 2024 | 11.02% | 11.02% | 12.19% | 9.19% | 0.87% |
| Q1 2025 | 10.89% | 10.89% | 12.02% | 9.63% | 1.49% |
| Q2 2025 | 11.02% | 11.02% | 12.16% | 9.77% | 1.55% |
| Q3 2025 | 11.22% | 11.22% | 12.36% | 9.89% | 1.62% |
| Q4 2025 | 11.14% | 11.14% | 12.32% | 9.70% | 1.30% |
| Q1 2026 | 11.23% | 11.23% | 12.39% | 9.40% | 1.69% |
| Q2 2026 | 11.54% | 11.54% | 12.71% | 9.98% | 1.75% |
Connection Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Connection Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Connection Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 955) · FFIEC NIC profile (RSSD 624246)