Connection Bank: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
The largest change between Q1 2026 and Q2 2026 was in Net interest margin, which rose 0.18 percentage points to 3.79%. Connection Bank ranks 86th of 225 Iowa banks on net interest margin, in the upper half at 3.79% (Q2 2026). The median for banks in the $100M-1B asset tier is 3.94% on net interest margin. Connection Bank sits 0.15 points lower, at 3.79% (Q2 2026).
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 5.77% |
| Yield on loans | 5.87% |
| Yield on securities | 3.51% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 2.10% |
| Cost of interest-bearing deposits | 2.57% |
| Cost of interest-bearing liabilities | 2.67% |
| Cost of borrowings | 3.88% |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 3.79% |
| Yield to cost spread | 3.10% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $7.0M |
| Total interest expense | $2.5M |
| Interest expense on deposits | $2.3M |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 4.91% | 1.94% | 3.06% | 4.93% | 2.60% |
| Q4 2023 | 5.10% | 2.41% | 2.89% | 5.12% | 2.68% |
| Q1 2024 | 5.18% | 2.39% | 2.93% | 5.21% | 2.67% |
| Q2 2024 | 5.32% | 2.42% | 3.01% | 5.34% | 3.30% |
| Q3 2024 | 5.47% | 2.61% | 3.01% | 5.52% | 3.20% |
| Q4 2024 | 5.44% | 2.63% | 2.98% | 5.53% | 3.24% |
| Q1 2025 | 5.48% | 2.21% | 3.43% | 5.54% | 3.22% |
| Q2 2025 | 5.63% | 2.17% | 3.58% | 5.72% | 3.21% |
| Q3 2025 | 5.76% | 2.22% | 3.67% | 5.83% | 3.36% |
| Q4 2025 | 5.69% | 2.16% | 3.65% | 5.80% | 3.57% |
| Q1 2026 | 5.53% | 2.13% | 3.61% | 5.72% | 3.47% |
| Q2 2026 | 5.77% | 2.10% | 3.79% | 5.87% | 3.51% |
Connection Bank yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Connection Bank, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Connection Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 955) · FFIEC NIC profile (RSSD 624246)