Connections Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Loans and leases to core deposits climbed 3.80 percentage points in Q2 2026, from 106.08% to 109.88%. It was the largest change from Q1 2026 among the key lines here. Within Missouri, Connections Bank is 42nd of 191 on loan-to-deposit ratio, 95.24% as of Q2 2026. The median for banks in the $100M-1B asset tier is 80.55% on loan-to-deposit ratio. Connections Bank sits 14.68 points higher, at 95.24% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $40.0M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $45.9M |
| Fed funds sold and reverse repos | $10.5M |
| Fed funds sold and reverse repos to assets | 2.02% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $4.5M |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 95.24% |
| Net loans and leases to deposits | 94.06% |
| Loans and leases to core deposits | 109.88% |
| Core deposits to total deposits | 86.68% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 93.79% | 90.38% | $0 | $5.0M |
| Q4 2023 | 95.05% | 89.61% | $0 | $10.0M |
| Q1 2024 | 94.29% | 89.38% | $0 | $5.0M |
| Q2 2024 | 95.07% | 88.40% | $0 | $5.0M |
| Q3 2024 | 97.72% | 89.84% | $0 | $15.0M |
| Q4 2024 | 95.73% | 88.75% | $0 | $15.0M |
| Q1 2025 | 93.09% | 87.26% | $0 | $15.0M |
| Q2 2025 | 90.96% | 87.05% | $0 | $7.5M |
| Q3 2025 | 90.22% | 86.55% | $0 | $0 |
| Q4 2025 | 94.82% | 86.90% | $0 | $0 |
| Q1 2026 | 93.19% | 87.85% | $0 | $0 |
| Q2 2026 | 95.24% | 86.68% | $4.5M | $0 |
Connections Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Connections Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Connections Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 14025) · FFIEC NIC profile (RSSD 646556)