The Conway National Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Reserve coverage of non-performing loans: 4006.88 percentage points higher than in Q1 2026, at 6192.86%. The Conway National Bank ranks 10th of 44 South Carolina banks on return on assets, in the upper half at 1.45% (Q2 2026). The Conway National Bank reported 1.45% on return on assets for Q2 2026, 0.18 points above the 1.28% median for banks in the $1B-10B asset tier.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 19.18% |
| Tier 1 risk-based capital ratio | 19.18% |
| Total risk-based capital ratio | 20.12% |
| Tier 1 leverage ratio | 10.23% |
| Equity capital to assets | 9.76% |
| Tangible equity to tangible assets | 9.76% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.02% |
| Non-performing assets ratio | 0.01% |
| Net charge-off ratio | 0.06% |
| Texas ratio | 0.11% |
| Allowance for credit losses to loans | 1.10% |
| Reserve coverage of non-performing loans | 6192.86% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.45% |
| Return on equity | 14.83% |
| Net interest margin | 3.41% |
| Efficiency ratio | 48.25% |
| Yield on earning assets | 4.52% |
| Cost of funds | 1.20% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 51.86% |
| Core deposits to total deposits | 87.38% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 83.59% |
| Securities to assets | 44.57% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 18.34% | 18.34% | 19.21% | 9.35% | 1.38% |
| Q4 2023 | 17.50% | 17.50% | 18.42% | 9.10% | 0.79% |
| Q1 2024 | 17.93% | 17.93% | 18.78% | 9.57% | 0.98% |
| Q2 2024 | 17.90% | 17.90% | 18.80% | 9.78% | 0.86% |
| Q3 2024 | 18.29% | 18.29% | 19.18% | 9.73% | 1.13% |
| Q4 2024 | 18.01% | 18.01% | 18.91% | 9.51% | 1.10% |
| Q1 2025 | 18.11% | 18.11% | 18.99% | 9.83% | 1.04% |
| Q2 2025 | 18.27% | 18.27% | 19.17% | 9.87% | 1.20% |
| Q3 2025 | 19.00% | 19.00% | 19.93% | 9.97% | 1.34% |
| Q4 2025 | 18.47% | 18.47% | 19.41% | 9.64% | 1.33% |
| Q1 2026 | 18.80% | 18.80% | 19.74% | 10.04% | 1.42% |
| Q2 2026 | 19.18% | 19.18% | 20.12% | 10.23% | 1.45% |
The Conway National Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock The Conway National Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The Conway National Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 2102) · FFIEC NIC profile (RSSD 631422)