The Conway National Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks The Conway National Bank of Conway, SC against its peer group of 931 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA Behind the peer average, ahead of the median peer. | 1.45% | 1.46% | -0.01% | 63rd above |
| ROAE | 14.83% | 12.71% | +2.12% | 70th above |
| Net Interest Margin | 3.41% | 3.85% | -0.44% | 31st below |
| Efficiency Ratio | 48.25% | 57.41% | -9.16% | 79th top |
| PPNR / Avg Assets | 1.96% | 1.88% | +0.08% | 66th above |
| Yield on Earning Assets | 4.52% | 5.72% | -1.20% | 7th bottom |
| Cost of Funds | 1.20% | 2.02% | -0.82% | 90th top |
| Net Interest Spread | 2.90% | 3.18% | -0.28% | 38th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.02% | 1.00% | -0.98% | 95th top |
| NPA / Total Assets | 0.01% | 0.76% | -0.75% | 95th top |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.06% | 0.43% | -0.37% | 39th below |
| ACL / Total Loans | 1.10% | 1.31% | -0.21% | 42nd below |
| ACL / NPLs (Coverage) | 6192.86% | 538.88% | +5653.98% | — |
| Texas Ratio | 0.11% | 7.39% | -7.28% | 96th top |
| Provision / NCO Behind the peer average, ahead of the median peer. | 295.98% | 618.90% | -322.92% | 68th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 19.18% | 17.33% | +1.85% | 90th top |
| Tier 1 Ratio | 19.18% | 17.37% | +1.81% | 90th top |
| Total Capital Ratio | 20.12% | 18.42% | +1.70% | 89th top |
| Leverage Ratio | 10.23% | 11.44% | -1.21% | 43rd below |
| Equity / Assets | 9.76% | 11.34% | -1.58% | 37th below |
| TCE / Tangible Assets Behind the peer average, ahead of the median peer. | 9.76% | 10.50% | -0.74% | 50th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 51.86% | 86.98% | -35.12% | 96th top |
| Core Deposit Ratio Ahead of the peer average, behind the median peer. | 87.38% | 85.55% | +1.83% | 43rd below |
| Uninsured Deposit Ratio | 29.06% | 33.13% | -4.07% | 57th above |
| Wholesale Funding Ratio | 5.83% | 5.70% | +0.13% | 35th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 4.84% | 9.68% | -4.84% | 48th below |
| Loan Growth (Y/Y) | 3.63% | 8.06% | -4.43% | 39th below |
| Deposit Growth (Y/Y) | 3.52% | 7.87% | -4.35% | 41st below |
See The Conway National Bank's peers by name
The 931 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock The Conway National Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full The Conway National Bank profile, how to read a UBPR, or how this data updates.