Corebank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Corebank of Waynoka, OK against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.97% | 1.25% | +0.72% | 84th top |
| ROAE | 17.22% | 13.17% | +4.05% | 76th top |
| Net Interest Margin | 4.32% | 3.95% | +0.37% | 71st above |
| Efficiency Ratio | 52.01% | 61.50% | -9.49% | 76th top |
| PPNR / Avg Assets | 2.51% | — | — | 89th top |
| Yield on Earning Assets | 7.17% | 5.67% | +1.50% | 96th top |
| Cost of Funds | 3.15% | 1.87% | +1.28% | 4th bottom |
| Net Interest Spread | 3.66% | — | — | 67th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 0.93% | -0.93% | 93rd top |
| NPA / Total Assets | 0.00% | — | — | 94th top |
| NCO / Avg Loans | 0.00% | 0.15% | -0.15% | 62nd above |
| ACL / Total Loans | 1.09% | — | — | 38th below |
| Texas Ratio | 0.00% | 6.06% | -6.06% | 94th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 11.78% | 11.75% | +0.03% | 62nd above |
| Equity / Assets | 11.97% | 10.98% | +0.99% | 71st above |
| TCE / Tangible Assets | 11.97% | — | — | 73rd above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 88.57% | 80.44% | +8.13% | 32nd below |
| Core Deposit Ratio Ahead of the peer average, behind the median peer. | 87.53% | 86.95% | +0.58% | 42nd below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -5.62% | — | — | 4th bottom |
| Loan Growth (Y/Y) | -3.27% | — | — | 11th bottom |
| Deposit Growth (Y/Y) | -7.43% | — | — | 3rd bottom |
See Corebank's peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Corebank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Corebank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Corebank peer analysis.