Cornerstone Capital Bank, SSB: Net Interest Margin
Data as of · sourced from FFIEC call reports. How we update
Cornerstone Capital Bank, SSB reported a net interest margin of 3.30% as of Q2 2026, ranking #2,880 of 3,652 U.S. banks (21st percentile). Net Interest Margin (NIM) measures the spread between interest earned on assets and interest paid on liabilities, the core unit economics of a commercial bank.
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What is the Net Interest Margin?
Net Interest Margin measures net interest income (interest earned minus interest paid) against average earning assets. It is the core spread the bank earns from its primary business, lending deposits at higher rates than they cost.
Most US community banks report NIM between 2.8% and 4.0%. Higher is generally better but reflects either premium lending (higher-yielding loans) or low-cost funding (large core deposit franchise). Falling NIM in a rising-rate environment signals the bank's deposit costs are catching up to its asset yields.
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What is Cornerstone Capital Bank, SSB's Net Interest Margin?
Cornerstone Capital Bank, SSB's Net Interest Margin was 3.30% as of Q2 2026, ranking #2880 of 3,652 U.S. banks.
What is the Net Interest Margin?
Net Interest Margin measures net interest income (interest earned minus interest paid) against average earning assets. It is the core spread the bank earns from its primary business, lending deposits at higher rates than they cost.
More Cornerstone Capital Bank, SSB metrics
Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Cornerstone Capital Bank, SSB profile or how this data updates. The figures come from the bank's call report.
Regulator records: FDIC BankFind (cert 1213) · FFIEC NIC profile (RSSD 2891622)