Branch Network
Cornerstone Capital Bank, SSB Locations & Branches Houston, Texas
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Cornerstone Capital Bank, SSB operates 16 branches from its headquarters in Houston, TX, .
Cornerstone Capital Bank, SSB branch network
All 16 branches are in TEXAS, across 14 cities. Lubbock, TX has the most of its branches, 3. Its largest office by deposits is its main office in Houston, TX, with $967.8M (40.8% of its branch deposits). On June 30, 2025 it had 4 branches, 12 fewer than in 2026.
Cornerstone Capital Bank, SSB at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 10.26% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $3.67B
- Tier 1 leverage ratio, Q2 2026
- 10.26%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 041
- Established
- 1906
Full financial profile · Is Cornerstone Capital Bank, SSB safe? · Cornerstone Capital Bank, SSB call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Houston, TX (1 branch) | 22 of 75 | 0.4% | $967.8M |
| State: TX (16 branches) | 58 of 441 | 0.1% | $2.37B |
Ranked by total assets among banks headquartered in the state: Largest banks in Texas.
Share by county and metro area
Cornerstone Capital Bank, SSB's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Harris, TX (1 branch) | 24 of 87 | 0.3% | $967.8M | $302.92B |
| Lubbock, TX (5 branches) | 6 of 28 | 5.9% | $775.4M | $13.12B |
| Nolan, TX (2 branches) | 1 of 3 | 43.4% | $234.2M | $539.5M |
| Hill, TX (1 branch) | 5 of 7 | 8.5% | $60.6M | $714.1M |
| Gaines, TX (1 branch) | 3 of 5 | 10.5% | $58.3M | $555.3M |
| Bastrop, TX (1 branch) | 6 of 11 | 2.4% | $52.2M | $2.22B |
| Castro, TX (1 branch) | 3 of 3 | 24.4% | $50.0M | $204.5M |
| Collin, TX (1 branch) | 54 of 69 | 0.1% | $48.5M | $39.76B |
| Baylor, TX (1 branch) | 2 of 3 | 30.6% | $47.9M | $156.5M |
| Garza, TX (1 branch) | 2 of 2 | 18.6% | $38.1M | $205.0M |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Houston-The Woodlands-Sugar Land, TX (1 branch) | 30 of 104 | 0.3% | $967.8M | $359.69B |
| Lubbock, TX (6 branches) | 6 of 30 | 6.1% | $812.5M | $13.38B |
| Sweetwater, TX (2 branches) | 1 of 3 | 43.4% | $234.2M | $539.5M |
| Austin-Round Rock-Georgetown, TX (1 branch) | 55 of 73 | <0.1% | $52.2M | $70.41B |
| Dallas-Fort Worth-Arlington, TX (1 branch) | 145 of 165 | <0.1% | $48.5M | $731.99B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Cornerstone Capital Bank, SSB (main office) | Houston, TX | 77027 | $967.8M |
| Peoples Branch | Lubbock, TX | 79424 | $544.5M |
| Roscoe Bank Sweetwater Branch | Sweetwater, TX | 79556 | $154.1M |
| Roscoe Bank Roscoe Office Branch | Roscoe, TX | 79545 | $80.2M |
| 112th and Quaker Branch | Lubbock, TX | 79424 | $79.2M |
| Slaton Banking Center Branch | Slaton, TX | 79364 | $69.5M |
| Whitney Branch | Whitney, TX | 76692 | $60.6M |
| Seminole Branch | Seminole, TX | 79360 | $58.3M |
| Roscoe Bank Bastrop Branch | Bastrop, TX | 78602 | $52.2M |
| Nazareth Branch | Nazareth, TX | 79063 | $50.0M |
| Princeton Branch | Princeton, TX | 75407 | $48.5M |
| Seymour Branch | Seymour, TX | 76380 | $47.9M |
| 34th Street Branch | Lubbock, TX | 79410 | $41.8M |
| Shallowater Branch | Shallowater, TX | 79363 | $40.3M |
| Post Branch | Post, TX | 79356 | $38.1M |
| Lorenzo Branch | Lorenzo, TX | 79343 | $37.1M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 1213) · FFIEC NIC profile (RSSD 2891622)