Bank routing number ยท Montgomery, Minnesota
Cornerstone State Bank Routing Number (ABA): 091905059
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The Cornerstone State Bank routing number is 091905059. It is the primary ABA routing transit number on the bank's FFIEC National Information Center record, refreshed here on October 25, 2026.
Cornerstone State Bank at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 10.60% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $247.0M
- Tier 1 leverage ratio, Q2 2026
- 10.60%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Domestic offices
- 7 FDIC institution directory, current count
- Established
- 1974
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Cornerstone State Bank routing numbers on file
| Routing number | Type | Status | Source |
|---|---|---|---|
| 091905059 | Primary ABA | Active | FFIEC NIC |
Record refreshed here on October 25, 2026. NIC holds one primary number per bank; Cornerstone State Bank publishes any other numbers it uses itself.
What the digits mean
The first two digits, 09, place this number in the Federal Reserve Bank of Minneapolis's district (District 9). Digits five through eight, 0505, identify the institution within that district. The last digit, 9, is a check digit, and the number passes the standard check: weight the nine digits 3, 7, 1, 3, 7, 1, 3, 7, 1 and the sum is a multiple of 10.
Before you send money to Cornerstone State Bank
A routing number tells the payment network which financial institution holds an account. You give it with an account number for ACH transfers through the automated clearing house, such as direct deposit, bill pay and transfers from a checking account, which usually settle in one to two business days. An international wire to a US account normally needs the bank's SWIFT code as well.
Match this number against the one on your Cornerstone State Bank checks or in its online banking. Ask the bank for wire instructions (www.cornerstonestatebank.com). Our record does not show whether this number receives wires. The Federal Reserve's E-Payments Routing Directory shows it: its Fedwire participant search lists the numbers that can receive Fedwire transfers, and its FedACH search lists those that receive ACH payments. How to confirm any routing number.
About Cornerstone State Bank
Cornerstone State Bank is headquartered in Montgomery, Minnesota and was established in 1974. It is in the MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI metro area. It reported $247.0M in total assets and $223.9M in deposits for Q2 2026, the 100th largest of the 221 banks headquartered in Minnesota. It reports 7 domestic offices. Its deposits have been FDIC insured since 1974. Its primary federal regulator is the FDIC.
What the digits in 091905059 mean
The first four digits, 0919, are the Federal Reserve routing symbol. The prefix 09 places the number in the 9th Federal Reserve District (Minneapolis). That is also the district where the bank is headquartered. Digits five through eight, 0505, identify the institution within its Federal Reserve district. The last digit, 9, is a check digit. Weighting the digits 3, 7 and 1 in turn gives 3 x 9 + 7 x 14 + 15 = 140, a multiple of 10, so 091905059 is a well-formed routing number. A mistyped digit almost always breaks that sum.
What is the Cornerstone State Bank routing number?
The Cornerstone State Bank routing number is 091905059. It is the primary ABA routing transit number registered to Cornerstone State Bank, headquartered in Montgomery, MN. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 25, 2026.
What is the Cornerstone State Bank wire routing number?
This page lists the primary routing number registered to Cornerstone State Bank. The record does not say whether the bank uses the same number for wire transfers. Confirm the wire routing number with Cornerstone State Bank before sending a wire.
Is ABA number 091905059 the routing number for Cornerstone State Bank?
Yes. It is the primary routing number registered to Cornerstone State Bank.
Which bank uses routing number 091905059?
It belongs to Cornerstone State Bank, headquartered in Montgomery, MN. It is the bank's primary ABA routing number (FDIC certificate 21525).
Routing numbers of similar-size institutions in Minnesota
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Regulator records: FDIC BankFind (cert 21525) · FFIEC NIC profile (RSSD 914853)