County Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks County Bank of Rehoboth Beach, DE against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 3.31% | 1.25% | +2.06% | 98th top |
| ROAE | 23.59% | 12.22% | +11.37% | 94th top |
| Net Interest Margin | 5.25% | 3.95% | +1.30% | 95th top |
| Efficiency Ratio | 37.42% | 63.71% | -26.29% | 97th top |
| PPNR / Avg Assets | 4.63% | — | — | 99th top |
| Yield on Earning Assets | 6.37% | 5.67% | +0.70% | 83rd top |
| Cost of Funds | 1.29% | 1.87% | -0.58% | 80th top |
| Net Interest Spread | 4.65% | — | — | 96th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.30% | 0.88% | -0.58% | 57th above |
| NPA / Total Assets | 0.23% | — | — | 58th above |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.01% | 0.15% | -0.14% | 41st below |
| ACL / Total Loans | 0.91% | — | — | 18th bottom |
| ACL / NPLs (Coverage) | 298.86% | — | — | 58th above |
| Texas Ratio | 1.51% | 5.96% | -4.45% | 63rd above |
| Provision / NCO | 2558.33% | — | — | — |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 18.96% | 17.18% | +1.78% | 73rd above |
| Tier 1 Ratio | 18.96% | 17.21% | +1.75% | 73rd above |
| Total Capital Ratio | 19.83% | — | — | 73rd above |
| Leverage Ratio | 15.41% | 11.75% | +3.66% | 88th top |
| Equity / Assets | 14.33% | 10.98% | +3.35% | 86th top |
| TCE / Tangible Assets | 14.33% | — | — | 87th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 89.80% | 80.44% | +9.36% | 29th below |
| Core Deposit Ratio | 91.45% | 86.95% | +4.50% | 64th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 9.07% | — | — | 79th top |
| Loan Growth (Y/Y) | 10.56% | — | — | 75th top |
| Deposit Growth (Y/Y) | 7.38% | — | — | 72nd above |
See County Bank's peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock County Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full County Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the County Bank peer analysis.