Bank call report · Ranchester, WY
Cowboy State Bank Call Report
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Cowboy State Bank filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 265 reported line items, schedule by schedule (796 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 051 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 544951 |
| FDIC certificate number | 8725 |
| Total assets | $50.3M |
Official Q2 2026 call report PDF (FFIEC) →
Cowboy State Bank call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.
Schedule RC: Balance Sheet (24 items)
About Schedule RC · Cowboy State Bank balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $50.3M |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $50.3M |
| Total Liabilities and Minority Interest | RCON2948 | $44.4M |
| Total Deposits | RCON2200 | $44.4M |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $34.3M |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $34.2M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $33.6M |
| Deposits: Noninterest-bearing | RCON6631 | $10.2M |
| Total Equity Capital | RCON3210 | $5.9M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $5.9M |
| Interest-bearing Balances | RCON0071 | $5.4M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $4.4M |
| Surplus | RCON3839 | $3.9M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $3.0M |
| Undivided Profits and Capital Reserves | RCON3632 | $2.2M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $1.7M |
| Other Real Estate Owned | RCON2150 | $875K |
| Allowance for Loan and Lease Losses | RCON3123 | $746K |
| Other Assets | RCON2160 | $741K |
| Accumulated Other Comprehensive Income | RCONB530 | -$519K |
| Equity securities with readily determinable fair values not held for trading | RCONJA22 | $426K |
| Common Stock | RCON3230 | $200K |
| Federal Funds Sold | RCONB987 | $56K |
| Other Liabilities, Total | RCON2930 | $4K |
Schedule RI: Income Statement (34 items)
About Schedule RI · Cowboy State Bank income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $1.6M |
| Net Interest Income | RIAD4074 | $1.4M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $1.3M |
| Total Noninterest Expense | RIAD4093 | $1.3M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $839K |
| Salaries and Employee Benefits | RIAD4135 | $739K |
| Other Noninterest Expense | RIAD4092 | $383K |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $233K |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $233K |
| Net Income (Loss) | RIAD4340 | $233K |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $233K |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $232K |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $167K |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $166K |
| Expenses of Premises and Fixed Assets | RIAD4217 | $140K |
| Total Interest Expense | RIAD4073 | $136K |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $128K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $119K |
| Interest on Other Securities | RIAD4060 | $102K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $93K |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $51K |
| Interest and Fee Income on Loans to Finance Agricultural Production and Other Loans to Farmers in Domestic Offices | RIAD4024 | $51K |
| Total Noninterest Income | RIAD4079 | $47K |
| Other Noninterest Income | RIADB497 | $33K |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $18K |
| Savings Deposits (Including Mmdas) | RIAD0093 | $17K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $14K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $8K |
| Other Interest Income | RIAD4518 | $5K |
| Realized Gains (Losses) on Available-for-sale Debt Securities | RIAD3196 | $3K |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $2K |
| Interest Income on Federal Funds Sold and Securities Purchased Under Agreements to Resell | RIAD4020 | $1K |
| Unrealized holding gains (losses) on equity securities not held for trading | RIADHT70 | $1K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 18 |
Schedule RC-B: Securities (17 items)
About Schedule RC-B · Cowboy State Bank securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $5.0M |
| Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8498 | $2.7M |
| Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8499 | $2.2M |
| Amortized Cost of Other Available-for-sale Domestic Debt Securities | RCON1739 | $2.2M |
| Fair Value of Other Available-for-sale Domestic Debt Securities | RCON1741 | $2.2M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $1.6M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $1.4M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $843K |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $545K |
| Pledged Securities | RCON0416 | $504K |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $500K |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Amortized Cost | RCONHT56 | $49K |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Fair Value | RCONHT57 | $48K |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $45K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $29K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA556 | $16K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONA555 | $3K |
Schedule RC-C, Part I: Loans and Leases (30 items)
About Schedule RC-C, Part I · Cowboy State Bank loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $34.3M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $15.0M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $9.7M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $5.7M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $5.2M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $5.2M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $5.1M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $4.5M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $4.3M |
| Real Estate Loans Secured by Farmland | RCON1420 | $2.9M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $2.6M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $2.3M |
| Commercial and Industrial Loans | RCON1766 | $2.0M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $1.7M |
| Pledged Loans and Leases | RCONG378 | $1.6M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $1.6M |
| Loans to Finance Agricultural Production and Other Loans to Farmers | RCON1590 | $1.6M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $1.5M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $1.5M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $1.4M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $1.4M |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $933K |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $625K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $391K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $342K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans | RCONB539 | $289K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $90K |
| Other Loans | RCONJ464 | $72K |
| Obligations (Other Than Securities and Leases) of States and Political Subdivisions in the U.S. | RCON2107 | $14K |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $5K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (22 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $10.7M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $3.5M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5583 | $1.6M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $1.2M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5587 | $951K |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $826K |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $766K |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5585 | $413K |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5589 | $218K |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5581 | $103K |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5579 | $7K |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 33 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 24 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 22 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 18 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5584 | 13 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 8 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5586 | 7 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5582 | 5 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5578 | 1 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5580 | 1 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5588 | 1 |
Schedule RC-E: Deposit Liabilities (19 items)
About Schedule RC-E · Cowboy State Bank deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Transaction Accounts | RCON2215 | $24.7M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $24.7M |
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $19.7M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $19.7M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $13.7M |
| Total Demand Deposits (See Note Below) | RCON2210 | $9.4M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $4.1M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $2.9M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $2.4M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $2.3M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $1.9M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $916K |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $772K |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $772K |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $692K |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $517K |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $255K |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $152K |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $129K |
Schedule RC-F: Other Assets (4 items)
Schedule RC-G: Other Liabilities (1 item)
| Line item | Code | Q2 2026 |
|---|---|---|
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $4K |
Schedule RC-K: Quarterly Averages (16 items)
About Schedule RC-K · Cowboy State Bank quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $51.2M |
| Quarterly Average of Total Loans | RCON3360 | $35.2M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $22.2M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $15.2M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $13.9M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $7.6M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $5.8M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $5.0M |
| All Other Securities | RCONB560 | $4.9M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $2.1M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $1.8M |
| Quarterly Average of Loans to Finance Agricultural Production and Other Loans to Farmers | RCON3386 | $1.8M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $864K |
| Mortgage-backed Securities | RCONB559 | $49K |
| Quarterly Average of Federal Funds Sold and Securities Purchased Under Agreements to Resell | RCON3365 | $38K |
| Quarterly Average of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RCON3353 | $11K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (5 items)
About Schedule RC-L · Cowboy State Bank derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $2.4M |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $1.2M |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $1.1M |
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $622K |
| Financial Standby Letters of Credit and Foreign Office Guarantees | RCON3819 | $81K |
Schedule RC-M: Memoranda (1 item)
About Schedule RC-M · Cowboy State Bank memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Real Estate Owned: 1-4 Family Residential Properties in Domestic Offices | RCON5510 | $875K |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (8 items)
About Schedule RC-N · Cowboy State Bank past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Loans - Past Due 90 Days or More and Still Accruing | RCON5460 | $297K |
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $297K |
| Total Loans and Lease Financing Receivables: Past Due 90 Days or More and Still Accruing | RCON1407 | $297K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC236 | $296K |
| Additions to Nonaccrual Assets | RCONC410 | $14K |
| All Other Loans - Nonaccrual | RCON5461 | $14K |
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $14K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Past Due 30 Through 89 Days and Still Accruing | RCONK216 | $1K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (10 items)
About Schedule RC-O · Cowboy State Bank other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $51.2M |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $44.4M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $36.0M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $7.7M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $5.8M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $691K |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 2,716 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 33 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 22 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-R: Regulatory Capital (2 items)
About Schedule RC-R · Cowboy State Bank regulatory capital trends
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (21 items)
About Schedule RC-R, Part I · Cowboy State Bank regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Total Assets (Net of Deductions) | RCOAA224 | $51.2M |
| Average total consolidated assets | RCOAKW03 | $51.2M |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $44.3M |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $6.9M |
| Common Equity Tier 1 Capital | RCOAP859 | $6.4M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $6.4M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $6.4M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $5.9M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $4.1M |
| Retained Earnings | RCOAKW00 | $2.2M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $556K |
| Tier 2 (Supplementary) Capital | RCOA5311 | $556K |
| Tier 2 Capital Before Deductions | RCOAP870 | $556K |
| Accumulated Other Comprehensive Income | RCOAB530 | -$519K |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$519K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.1565 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.1439 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.1439 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.1244 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.0765 |
Schedule RC-R, Part II: Risk-Weighted Assets (45 items)
About Schedule RC-R, Part II · Cowboy State Bank risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $44.5M |
| Total Risk-weighted Assets | RCONG641 | $44.3M |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $41.7M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $41.7M |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $39.4M |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $34.3M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $32.4M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $7.1M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $4.9M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $4.9M |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $4.9M |
| Total All Other Assets | RCOND981 | $4.7M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $4.5M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $4.1M |
| Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount | RCONG624 | $3.9M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $3.7M |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $3.7M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $3.6M |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $3.6M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $3.0M |
| Available-for-sale Securities - 100 Pct Risk Weight Category | RCOND970 | $2.6M |
| Available-for-sale Securities - 50 Pct Risk Weight Category | RCOND969 | $2.4M |
| Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount | RCONG625 | $1.9M |
| Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category | RCONG629 | $1.9M |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $1.8M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 50 Pct Risk Weight Category | RCONS461 | $1.3M |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | -$1.3M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount | RCONS525 | $1.2M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $971K |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCONS402 | -$521K |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 0 Pct Risk Weight Category | RCONS459 | $409K |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCOND968 | $368K |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 20 Pct Risk Weight Category | RCONS460 | $303K |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 100% | RCONS530 | $239K |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount | RCONS526 | $239K |
| All Other Assets - 0 Pct Risk Weight Category | RCOND982 | $124K |
| Financial Standby Letters of Credit - 100 Pct Risk Weight Category | RCOND996 | $81K |
| Financial Standby Letters of Credit - Credit Equivalent Amount | RCOND992 | $81K |
| Financial Standby Letters of Credit - Face, Notional, or Other Amount | RCOND991 | $81K |
| Unconditionally Cancellable Commitments | RCONS540 | $72K |
| Federal Funds Sold in Domestic Offices | RCOND971 | $56K |
| Federal Funds Sold in Domestic Offices - 20 Pct Risk Weight Category | RCOND973 | $56K |
| All Other Assets - 50 Pct Risk Weight Category | RCOND984 | $47K |
| Available-for-sale Securities - 0 Pct Risk Weight Category | RCOND967 | $47K |
| All Other Assets - 20 Pct Risk Weight Category | RCOND983 | $31K |
Schedule RI-A: Changes in Bank Equity Capital (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Balance End of Previous Calendar Year as Restated | RIADB508 | $6.2M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $6.2M |
| Total Equity Capital | RIAD3210 | $5.9M |
| Other Comprehensive Income | RIADB511 | -$580K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (2 items)
About Schedule RI-B, Part II · Cowboy State Bank changes in allowances for credit losses trends
Cowboy State Bank call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Cowboy State Bank call report?
The Cowboy State Bank call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Cowboy State Bank file?
Cowboy State Bank files the FFIEC 051. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Cowboy State Bank call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Cowboy State Bank has Federal Reserve RSSD ID 544951 and FDIC certificate number 8725. Either one finds its filings on the FFIEC Central Data Repository.
How often does Cowboy State Bank file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Cowboy State Bank financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 8725) · FFIEC NIC profile (RSSD 544951)