Bank call report · Brook Park, OH
Credit First N.A. Call Report
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Credit First N.A. filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 041. Below are its 97 reported line items, schedule by schedule (1,079 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 041 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 2122997 |
| FDIC certificate number | 33855 |
| Total assets | $39.8M |
Official Q2 2026 call report PDF (FFIEC) →
Credit First N.A. call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 041.
Schedule RC: Balance Sheet (13 items)
About Schedule RC · Credit First N.A. balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $39.8M |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $39.8M |
| Total Equity Capital | RCON3210 | $38.2M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $38.2M |
| Interest-bearing Balances | RCON0071 | $37.7M |
| Undivided Profits and Capital Reserves | RCON3632 | $36.2M |
| Other Assets | RCON2160 | $2.1M |
| Total Liabilities and Minority Interest | RCON2948 | $1.6M |
| Other Liabilities, Total | RCON2930 | $1.1M |
| Common Stock | RCON3230 | $1.0M |
| Surplus | RCON3839 | $1.0M |
| Total Deposits | RCON2200 | $500K |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $500K |
Schedule RI: Income Statement (19 items)
About Schedule RI · Credit First N.A. income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Noninterest Income | RIAD4079 | $28.9M |
| Total Noninterest Expense | RIAD4093 | $23.1M |
| Other Noninterest Income | RIADB497 | $20.0M |
| Other Noninterest Expense | RIAD4092 | $17.8M |
| Net Servicing Fees | RIADB492 | $8.9M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $5.8M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $5.8M |
| Salaries and Employee Benefits | RIAD4135 | $4.6M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $4.5M |
| Net Income (Loss) | RIAD4340 | $4.5M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $4.5M |
| Applicable Income Taxes | RIAD4302 | $1.3M |
| Expenses of Premises and Fixed Assets | RIAD4217 | $739K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $9K |
| Total Interest Expense | RIAD4073 | $9K |
| Net Interest Income | RIAD4074 | -$7K |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $2K |
| Total Interest Income | RIAD4107 | $2K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 100 |
Schedule RC-E: Deposit Liabilities (5 items)
About Schedule RC-E · Credit First N.A. deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $500K |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $500K |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $500K |
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $500K |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $500K |
Schedule RC-F: Other Assets (3 items)
Schedule RC-G: Other Liabilities (3 items)
Schedule RC-K: Quarterly Averages (3 items)
About Schedule RC-K · Credit First N.A. quarterly averages trends
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (2 items)
About Schedule RC-L · Credit First N.A. derivatives and off-balance-sheet items trends
Schedule RC-O: Other Data for Deposit Insurance Assessments (6 items)
About Schedule RC-O · Credit First N.A. other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $38.9M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $38.5M |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $504K |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $502K |
| Averaging Method Used | RCONK653 | 1 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 1 |
Schedule RC-R: Regulatory Capital (1 item)
About Schedule RC-R · Credit First N.A. regulatory capital trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets Before Deductions for Excess Allowance for Loan and Lease Losses and Allocated Transfer Risk Reserve - 100% | RCONB704 | $9.5M |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (16 items)
About Schedule RC-R, Part I · Credit First N.A. regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Total Assets (Net of Deductions) | RCOAA224 | $38.9M |
| Average total consolidated assets | RCOAKW03 | $38.9M |
| Common Equity Tier 1 Capital | RCOAP859 | $38.2M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $38.2M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $38.2M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $38.2M |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $38.2M |
| Retained Earnings | RCOAKW00 | $36.2M |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $9.5M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $2.0M |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 4.0063 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 4.0063 |
| Total Risk-based Capital Ratio | RCOA7205 | 4.0063 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 3.9263 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.9826 |
Schedule RC-R, Part II: Risk-Weighted Assets (16 items)
About Schedule RC-R, Part II · Credit First N.A. risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Unconditionally Cancellable Commitments | RCONS540 | $11.05B |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $37.7M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $37.7M |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $37.7M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $37.7M |
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $9.5M |
| Total Risk-weighted Assets | RCONG641 | $9.5M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $7.5M |
| Total All Other Assets | RCOND981 | $2.0M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $2.0M |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $2.0M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $2.0M |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $2.0M |
| All Other Assets - 0 Pct Risk Weight Category | RCOND982 | $60K |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $60K |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $60K |
Schedule RC-S: Servicing, Securitization, and Asset Sale Activities (1 item)
| Line item | Code | Q2 2026 |
|---|---|---|
| Outstanding Principal Balance of Loans Other Than 1-4 Family Residential Mortgage Loans That Are Serviced for Others | RCONA591 | $1.17B |
Schedule RI-A: Changes in Bank Equity Capital (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $38.2M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $37.4M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $37.4M |
| Cash Dividends Declared on Common Stock | RIAD4460 | $3.7M |
Schedule RI-E: Explanations (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| First Itemized Amount That Exceeds 10% of All Other Noninterest Income (5408) | RIAD4461 | $20.0M |
| First Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) | RIAD4464 | $15.1M |
| Data Processing Expenses | RIADC017 | $2.7M |
| Operating Expenses Communications - Postage, Monthly | RIAD8403 | $60K |
| Telecommunications Expense | RIADF559 | $2K |
Credit First N.A. call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Credit First N.A. call report?
The Credit First N.A. call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Credit First N.A. file?
Credit First N.A. files the FFIEC 041. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Credit First N.A. call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Credit First N.A. has Federal Reserve RSSD ID 2122997 and FDIC certificate number 33855. Either one finds its filings on the FFIEC Central Data Repository.
How often does Credit First N.A. file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Credit First N.A. financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 33855) · FFIEC NIC profile (RSSD 2122997)