The Croghan Colonial Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Cash and balances due from depository institutions climbed 145.4% in Q2 2026, from $41.8M to $102.6M. It was the largest change from Q1 2026 among the key lines here. Within Ohio, The Croghan Colonial Bank is 77th of 156 on loan-to-deposit ratio, 81.75% as of Q2 2026, above the middle of the field. The median for banks in the $1B-10B asset tier is 88.20% on loan-to-deposit ratio. The Croghan Colonial Bank sits 6.45 points lower, at 81.75% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $102.6M |
| Cash and noninterest-bearing balances to assets | 7.14% |
| Cash and securities | $450.0M |
| Fed funds sold and reverse repos | $1.6M |
| Fed funds sold and reverse repos to assets | 0.11% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $41.1M |
| Other borrowed money | $130.0M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 9.19% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 81.75% |
| Net loans and leases to deposits | 80.84% |
| Loans and leases to core deposits | 88.62% |
| Core deposits to total deposits | 89.50% |
| Brokered deposits to total deposits | 2.74% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 79.22% | 96.78% | $31.0M | $42.5M |
| Q4 2023 | 80.14% | 95.96% | $46.5M | $58.5M |
| Q1 2024 | 77.28% | 95.67% | $36.5M | $42.5M |
| Q2 2024 | 78.80% | 95.25% | $34.2M | $35.0M |
| Q3 2024 | 77.46% | 95.16% | $41.5M | $35.0M |
| Q4 2024 | 77.81% | 94.78% | $50.0M | $25.0M |
| Q1 2025 | 74.06% | 94.91% | $30.4M | $25.0M |
| Q2 2025 | 76.16% | 94.64% | $33.9M | $25.0M |
| Q3 2025 | 77.94% | 94.89% | $51.4M | $75.0M |
| Q4 2025 | 85.23% | 94.79% | $50.1M | $145.0M |
| Q1 2026 | 84.19% | 95.03% | $33.8M | $145.0M |
| Q2 2026 | 81.75% | 89.50% | $41.1M | $130.0M |
The Croghan Colonial Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock The Croghan Colonial Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The Croghan Colonial Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 13341) · FFIEC NIC profile (RSSD 362717)