The Croghan Colonial Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks The Croghan Colonial Bank of Fremont, OH against its peer group of 931 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA Behind the peer average, ahead of the median peer. | 1.32% | 1.44% | -0.12% | 54th above |
| ROAE | 13.26% | 12.50% | +0.76% | 57th above |
| Net Interest Margin Behind the peer average, ahead of the median peer. | 3.71% | 3.84% | -0.13% | 50th above |
| Efficiency Ratio | 56.38% | 58.87% | -2.49% | 56th above |
| PPNR / Avg Assets Behind the peer average, ahead of the median peer. | 1.77% | 1.78% | -0.01% | 54th above |
| Yield on Earning Assets | 5.50% | 5.71% | -0.21% | 48th below |
| Cost of Funds | 1.96% | 2.03% | -0.07% | 54th above |
| Net Interest Spread | 2.99% | 3.18% | -0.19% | 44th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.15% | 0.97% | -0.82% | 84th top |
| NPA / Total Assets | 0.10% | 0.75% | -0.65% | 86th top |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.04% | 0.31% | -0.27% | 46th below |
| ACL / Total Loans | 1.11% | 1.25% | -0.14% | 44th below |
| ACL / NPLs (Coverage) | 719.22% | 698.82% | +20.40% | 87th top |
| Texas Ratio | 1.10% | 7.17% | -6.07% | 86th top |
| Provision / NCO | 923.91% | 814.38% | +109.53% | 84th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 12.34% | 17.41% | -5.07% | 30th below |
| Tier 1 Ratio | 12.34% | 17.45% | -5.11% | 30th below |
| Total Capital Ratio | 13.25% | 18.51% | -5.26% | 27th below |
| Leverage Ratio | 10.13% | 11.60% | -1.47% | 40th below |
| Equity / Assets | 10.03% | 11.33% | -1.30% | 43rd below |
| TCE / Tangible Assets | 8.58% | 10.65% | -2.07% | 21st bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 81.75% | 86.36% | -4.61% | 66th above |
| Core Deposit Ratio | 89.50% | 85.55% | +3.95% | 56th above |
| Uninsured Deposit Ratio | 25.23% | 32.72% | -7.49% | 71st above |
| Wholesale Funding Ratio | 12.09% | 5.44% | +6.65% | 10th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 20.00% | 10.44% | +9.56% | 91st top |
| Loan Growth (Y/Y) | 19.29% | 7.98% | +11.31% | 91st top |
| Deposit Growth (Y/Y) | 11.13% | 7.98% | +3.15% | 79th top |
See The Croghan Colonial Bank's peers by name
The 931 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock The Croghan Colonial Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full The Croghan Colonial Bank profile, how to read a UBPR, or how this data updates.