Crossbridge Community Bank: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
The largest change between Q1 2026 and Q2 2026 was in Net interest margin, which rose 0.17 percentage points to 4.52%. Crossbridge Community Bank ranks 16th of 153 Wisconsin banks on net interest margin, in the upper half at 4.52% (Q2 2026). The median for banks in the $100M-1B asset tier is 3.95% on net interest margin. Crossbridge Community Bank sits 0.57 points higher, at 4.52% (Q2 2026).
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 5.49% |
| Yield on loans | 5.92% |
| Yield on securities | 2.10% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 1.05% |
| Cost of interest-bearing deposits | 1.27% |
| Cost of interest-bearing liabilities | 1.27% |
| Cost of borrowings | — |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 4.52% |
| Yield to cost spread | 4.22% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $2.6M |
| Total interest expense | $496K |
| Interest expense on deposits | $496K |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 4.06% | 0.81% | 3.31% | 4.39% | 2.14% |
| Q4 2023 | 4.32% | 1.20% | 3.21% | 4.65% | 2.21% |
| Q1 2024 | 4.44% | 1.27% | 3.26% | 4.76% | 2.26% |
| Q2 2024 | 4.58% | 1.42% | 3.27% | 4.95% | 2.21% |
| Q3 2024 | 4.82% | 1.36% | 3.55% | 5.18% | 2.23% |
| Q4 2024 | 4.88% | 1.22% | 3.76% | 5.25% | 2.17% |
| Q1 2025 | 4.91% | 1.07% | 3.92% | 5.30% | 2.15% |
| Q2 2025 | 5.09% | 1.09% | 4.08% | 5.49% | 2.09% |
| Q3 2025 | 5.18% | 1.11% | 4.15% | 5.56% | 2.11% |
| Q4 2025 | 5.27% | 1.08% | 4.29% | 5.68% | 2.16% |
| Q1 2026 | 5.30% | 1.03% | 4.35% | 5.75% | 2.09% |
| Q2 2026 | 5.49% | 1.05% | 4.52% | 5.92% | 2.10% |
Crossbridge Community Bank yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Crossbridge Community Bank, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Crossbridge Community Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 30516) · FFIEC NIC profile (RSSD 465672)