Crossbridge Community Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Loans and leases to core deposits: 3.24 percentage points higher than in Q1 2026, at 99.91%. Crossbridge Community Bank ranks 42nd of 153 Wisconsin banks on loan-to-deposit ratio, in the upper half at 97.43% (Q2 2026). Crossbridge Community Bank reported 97.43% on loan-to-deposit ratio for Q2 2026, 16.59 points above the 80.84% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | — |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $23.4M |
| Fed funds sold and reverse repos | $377K |
| Fed funds sold and reverse repos to assets | 0.17% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 97.43% |
| Net loans and leases to deposits | 96.37% |
| Loans and leases to core deposits | 99.91% |
| Core deposits to total deposits | 97.52% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 94.86% | 99.32% | $0 | $14.0M |
| Q4 2023 | 94.23% | 99.31% | $0 | $11.0M |
| Q1 2024 | 98.25% | 99.29% | $0 | $15.0M |
| Q2 2024 | 94.14% | 98.81% | $0 | $9.0M |
| Q3 2024 | 92.93% | 98.84% | $0 | $5.0M |
| Q4 2024 | 89.84% | 98.79% | $0 | $0 |
| Q1 2025 | 94.03% | 98.12% | $0 | $3.5M |
| Q2 2025 | 91.59% | 97.87% | $0 | $0 |
| Q3 2025 | 92.46% | 97.91% | $0 | $0 |
| Q4 2025 | 91.59% | 97.66% | $0 | $0 |
| Q1 2026 | 94.76% | 98.03% | $0 | $0 |
| Q2 2026 | 97.43% | 97.52% | $0 | $0 |
Crossbridge Community Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Crossbridge Community Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Crossbridge Community Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 30516) · FFIEC NIC profile (RSSD 465672)