CS Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Brokered deposits to total deposits climbed 2.07 percentage points in Q2 2026, from 0.00% to 2.07%. It was the largest change from Q1 2026 among the key lines here. On loan-to-deposit ratio, CS Bank ranks 4th highest among the 78 banks headquartered in Arkansas, at 109.12% (Q2 2026). CS Bank reported 109.12% on loan-to-deposit ratio for Q2 2026, 28.56 points above the 80.55% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $27.8M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $63.7M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $58.2M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 9.26% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 109.12% |
| Net loans and leases to deposits | 107.22% |
| Loans and leases to core deposits | 131.55% |
| Core deposits to total deposits | 80.88% |
| Brokered deposits to total deposits | 2.07% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 102.80% | 88.21% | $0 | $49.1M |
| Q4 2023 | 105.24% | 87.33% | $0 | $58.9M |
| Q1 2024 | 106.56% | 86.01% | $0 | $58.5M |
| Q2 2024 | 104.06% | 85.60% | $0 | $57.8M |
| Q3 2024 | 106.50% | 85.74% | $0 | $55.7M |
| Q4 2024 | 98.96% | 81.71% | $0 | $54.7M |
| Q1 2025 | 101.95% | 81.40% | $0 | $54.1M |
| Q2 2025 | 103.33% | 82.53% | $0 | $52.0M |
| Q3 2025 | 104.02% | 82.42% | $0 | $59.3M |
| Q4 2025 | 106.03% | 81.42% | $0 | $58.9M |
| Q1 2026 | 107.57% | 81.96% | $0 | $58.5M |
| Q2 2026 | 109.12% | 80.88% | $0 | $58.2M |
CS Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock CS Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full CS Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 5635) · FFIEC NIC profile (RSSD 514048)