Branch Network
CS Bank Locations & Branches Eureka Springs, Arkansas
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CS Bank operates 8 branches from its headquarters in Eureka Springs, AR, .
CS Bank branch network
Its 8 branches span 2 states and 6 cities. The most are in ARKANSAS (7) and MISSOURI (1). ARKANSAS holds 92.3% of its branch deposits. Eureka Springs, AR has the most of its branches, 2. Its largest office by deposits is the Financial Center office in Eureka Springs, AR, with $187.7M (38.7% of its branch deposits). On June 30, 2025 it had 7 branches, 1 fewer than in 2026.
CS Bank at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 11.97% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $628.5M
- Tier 1 leverage ratio, Q2 2026
- 11.97%
- Deposit insurance
- FDIC
- Regulator
- Federal Reserve
- Established
- 1912
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Eureka Springs, AR (2 branches) | 1 of 4 | 52.3% | $187.7M |
| State: AR (7 branches) | 45 of 108 | 0.4% | $448.1M |
Ranked by total assets among banks headquartered in the state: Largest banks in Arkansas.
Share by county and metro area
CS Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Carroll, AR (4 branches) | 1 of 5 | 31.9% | $324.7M | $1.02B |
| Boone, AR (2 branches) | 7 of 10 | 5.3% | $66.2M | $1.25B |
| Madison, AR (1 branch) | 4 of 5 | 13.6% | $57.3M | $421.1M |
| Barry, MO (1 branch) | 8 of 9 | 3.2% | $37.4M | $1.16B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Harrison, AR (2 branches) | 7 of 10 | 4.7% | $66.2M | $1.40B |
| Fayetteville-Springdale-Rogers, AR (1 branch) | 32 of 42 | 0.3% | $57.3M | $20.22B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Financial Center | Eureka Springs, AR | 72632 | $187.7M |
| Berryville Branch | Berryville, AR | 72616 | $79.3M |
| Harrison Branch | Harrison, AR | 72601 | $61.6M |
| Holiday Island Branch | Holiday Island, AR | 72631 | $57.7M |
| Huntsville Branch | Huntsville, AR | 72740 | $57.3M |
| Cs Bank Branch | Cassville, MO | 65625 | $37.4M |
| Harrison South Branch | Harrison, AR | 72601 | $4.5M |
| CS Bank (main office) | Eureka Springs, AR | 72632 | $0 |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 5635) · FFIEC NIC profile (RSSD 514048)