CTBC Bank Corp. (USA): Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks CTBC Bank Corp. (USA) of Los Angeles, CA against its peer group of 931 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.87% | 1.46% | -0.59% | 22nd bottom |
| ROAE | 6.05% | 12.73% | -6.68% | 13th bottom |
| Net Interest Margin | 3.10% | 3.85% | -0.75% | 18th bottom |
| Efficiency Ratio | 60.80% | 57.40% | +3.40% | 42nd below |
| PPNR / Avg Assets | 1.31% | 1.88% | -0.57% | 28th below |
| Yield on Earning Assets | 5.50% | 5.72% | -0.22% | 48th below |
| Cost of Funds | 2.78% | 2.01% | +0.77% | 12th bottom |
| Net Interest Spread | 2.43% | 3.18% | -0.75% | 18th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.58% | 1.00% | +0.58% | 17th bottom |
| NPA / Total Assets | 1.19% | 0.76% | +0.43% | 19th bottom |
| NCO / Avg Loans | 0.01% | 0.43% | -0.42% | 63rd above |
| ACL / Total Loans | 1.08% | 1.31% | -0.23% | 41st below |
| ACL / NPLs (Coverage) | 68.43% | 544.46% | -476.03% | 15th bottom |
| Texas Ratio | 8.37% | 7.39% | +0.98% | 29th below |
| Provision / NCO | 156.31% | 619.85% | -463.54% | 49th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 14.67% | 11.43% | +3.24% | 92nd top |
| Equity / Assets | 13.35% | 11.33% | +2.02% | 87th top |
| TCE / Tangible Assets | 13.34% | 10.49% | +2.85% | 89th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit Behind the peer average, ahead of the median peer. | 88.05% | 86.95% | +1.10% | 50th above |
| Core Deposit Ratio | 70.48% | 85.59% | -15.11% | 9th bottom |
| Uninsured Deposit Ratio | 66.55% | 33.04% | +33.51% | 2nd bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 10.35% | 9.68% | +0.67% | 77th top |
| Loan Growth (Y/Y) | 2.25% | 8.07% | -5.82% | 30th below |
| Deposit Growth (Y/Y) | 10.59% | 7.86% | +2.73% | 77th top |
See CTBC Bank Corp. (USA)'s peers by name
The 931 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock CTBC Bank Corp. (USA), freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full CTBC Bank Corp. (USA) profile, how to read a UBPR, or how this data updates.