CTBC Bank Corp. (USA): Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Loans and leases to core deposits dropped 19.32 percentage points in Q2 2026, from 142.76% to 123.44%. It was the largest change from Q1 2026 among the key lines here. CTBC Bank Corp. (USA) ranks 66th of 114 California banks on loan-to-deposit ratio, in the lower half at 88.05% (Q2 2026). The median for banks in the $1B-10B asset tier is 88.20% on loan-to-deposit ratio; CTBC Bank Corp. (USA) reported 88.05% for Q2 2026, nearly level with it.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | — |
| Cash and noninterest-bearing balances to assets | 14.76% |
| Cash and securities | $1.25B |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 88.05% |
| Net loans and leases to deposits | 87.10% |
| Loans and leases to core deposits | 123.44% |
| Core deposits to total deposits | 70.48% |
| Brokered deposits to total deposits | 0.85% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 99.60% | 69.47% | $0 | $0 |
| Q4 2023 | 98.63% | 66.59% | $0 | $0 |
| Q1 2024 | 98.84% | 62.88% | $0 | $0 |
| Q2 2024 | 95.76% | 65.37% | $0 | $0 |
| Q3 2024 | 96.24% | 61.97% | $0 | $0 |
| Q4 2024 | 94.29% | 64.80% | $0 | $0 |
| Q1 2025 | 96.28% | 65.83% | $0 | $0 |
| Q2 2025 | 95.23% | 65.21% | $0 | $0 |
| Q3 2025 | 92.44% | 65.66% | $0 | $0 |
| Q4 2025 | 90.35% | 67.31% | $0 | $0 |
| Q1 2026 | 96.74% | 66.83% | $0 | $0 |
| Q2 2026 | 88.05% | 70.48% | $0 | $0 |
CTBC Bank Corp. (USA) liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock CTBC Bank Corp. (USA), freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full CTBC Bank Corp. (USA) profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 19416) · FFIEC NIC profile (RSSD 996260)