Custer Federal State Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Custer Federal State Bank of Broken Bow, NE against its peer group of 2603 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.18% | 1.34% | -0.16% | 44th below |
| ROAE | 10.46% | 13.32% | -2.86% | 39th below |
| Net Interest Margin | 3.77% | 3.93% | -0.16% | 41st below |
| Efficiency Ratio | 63.60% | 61.13% | +2.47% | 43rd below |
| PPNR / Avg Assets | 1.35% | 1.68% | -0.33% | 36th below |
| Yield on Earning Assets | 5.71% | 5.67% | +0.04% | 55th above |
| Cost of Funds | 2.08% | 1.88% | +0.20% | 33rd below |
| Net Interest Spread | 3.35% | 3.32% | +0.03% | 51st above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 0.94% | -0.94% | 93rd top |
| NPA / Total Assets | 0.00% | 0.70% | -0.70% | 94th top |
| NCO / Avg Loans | 0.00% | 0.16% | -0.16% | 62nd above |
| ACL / Total Loans | 0.94% | 1.28% | -0.34% | 20th bottom |
| Texas Ratio | 0.00% | 7.34% | -7.34% | 95th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio Behind the peer average, ahead of the median peer. | 11.99% | 12.14% | -0.15% | 65th above |
| Equity / Assets | 11.54% | 11.36% | +0.18% | 66th above |
| TCE / Tangible Assets | 11.54% | 11.08% | +0.46% | 69th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 87.22% | 80.66% | +6.56% | 35th below |
| Core Deposit Ratio | 93.09% | 86.85% | +6.24% | 74th above |
| Wholesale Funding Ratio | 8.70% | 5.03% | +3.67% | 18th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 0.03% | 6.84% | -6.81% | 20th bottom |
| Loan Growth (Y/Y) | 12.57% | 7.92% | +4.65% | 81st top |
| Deposit Growth (Y/Y) | 1.54% | 6.29% | -4.75% | 32nd below |
See Custer Federal State Bank's peers by name
The 2603 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Custer Federal State Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Custer Federal State Bank profile, how to read a UBPR, or how this data updates.