Custer Federal State Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Loans and leases to core deposits climbed 9.19 percentage points in Q2 2026, from 84.51% to 93.69%. It was the largest change from Q1 2026 among the key lines here. Within Nebraska, Custer Federal State Bank is 68th of 138 on loan-to-deposit ratio, 87.22% as of Q2 2026, above the middle of the field. Custer Federal State Bank reported 87.22% on loan-to-deposit ratio for Q2 2026, 6.28 points above the 80.94% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $2.9M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $30.1M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $10.5M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 8.70% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 87.22% |
| Net loans and leases to deposits | 86.40% |
| Loans and leases to core deposits | 93.69% |
| Core deposits to total deposits | 93.09% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 79.46% | 96.60% | $0 | $17.4M |
| Q4 2023 | 76.04% | 95.58% | $0 | $15.0M |
| Q1 2024 | 75.30% | 93.13% | $0 | $14.3M |
| Q2 2024 | 80.50% | 91.82% | $0 | $14.7M |
| Q3 2024 | 80.94% | 90.44% | $0 | $14.7M |
| Q4 2024 | 74.08% | 90.73% | $0 | $14.7M |
| Q1 2025 | 73.30% | 92.32% | $0 | $14.0M |
| Q2 2025 | 78.68% | 92.52% | $0 | $12.3M |
| Q3 2025 | 85.53% | 92.56% | $0 | $15.8M |
| Q4 2025 | 75.87% | 93.37% | $0 | $12.3M |
| Q1 2026 | 79.36% | 93.90% | $0 | $11.2M |
| Q2 2026 | 87.22% | 93.09% | $0 | $10.5M |
Custer Federal State Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Custer Federal State Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Custer Federal State Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 28543) · FFIEC NIC profile (RSSD 481579)