Dearborn Federal Savings Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Dearborn Federal Savings Bank of Dearborn, MI against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.00% | 1.34% | -1.34% | 5th bottom |
| ROAE | 0.01% | 13.32% | -13.31% | 5th bottom |
| Net Interest Margin | 2.67% | 3.93% | -1.26% | 5th bottom |
| Efficiency Ratio | 99.95% | 61.13% | +38.82% | 3rd bottom |
| PPNR / Avg Assets | 0.00% | 1.68% | -1.68% | 3rd bottom |
| Yield on Earning Assets | 4.02% | 5.67% | -1.65% | 3rd bottom |
| Cost of Funds | 1.78% | 1.88% | -0.10% | 52nd above |
| Net Interest Spread | 2.04% | 3.32% | -1.28% | 5th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.55% | 0.94% | -0.39% | 43rd below |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.36% | 0.70% | -0.34% | 47th below |
| NCO / Avg Loans | 0.00% | 0.16% | -0.16% | 62nd above |
| ACL / Total Loans | 0.82% | 1.28% | -0.46% | 11th bottom |
| ACL / NPLs (Coverage) | 149.22% | 1539.12% | -1389.90% | 40th below |
| Texas Ratio | 1.61% | 7.33% | -5.72% | 66th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 25.86% | 12.13% | +13.73% | 98th top |
| Equity / Assets | 25.16% | 11.37% | +13.79% | 98th top |
| TCE / Tangible Assets | 25.16% | 11.09% | +14.07% | 98th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 100.12% | 80.63% | +19.49% | 11th bottom |
| Core Deposit Ratio | 82.63% | 86.86% | -4.23% | 23rd bottom |
| Wholesale Funding Ratio | 9.78% | 5.03% | +4.75% | 15th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 10.46% | 6.85% | +3.61% | 84th top |
| Loan Growth (Y/Y) | -1.65% | 7.91% | -9.56% | 16th bottom |
| Deposit Growth (Y/Y) | 15.12% | 6.29% | +8.83% | 91st top |
See Dearborn Federal Savings Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Dearborn Federal Savings Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Dearborn Federal Savings Bank profile, how to read a UBPR, or how this data updates.