Dearborn Federal Savings Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Reserve coverage of non-performing loans: 5.79 percentage points higher than in Q1 2026, at 149.22%. Dearborn Federal Savings Bank has the 3rd lowest return on assets of the 72 banks headquartered in Michigan, at 0.00% as of Q2 2026. Against a median of 1.25% for banks in the $100M-1B asset tier, Dearborn Federal Savings Bank reported 0.00% on return on assets in Q2 2026, 1.25 points lower.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 25.86% |
| Equity capital to assets | 25.16% |
| Tangible equity to tangible assets | 25.16% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.55% |
| Non-performing assets ratio | 0.36% |
| Net charge-off ratio | 0.00% |
| Texas ratio | 1.61% |
| Allowance for credit losses to loans | 0.82% |
| Reserve coverage of non-performing loans | 149.22% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 0.00% |
| Return on equity | 0.01% |
| Net interest margin | 2.67% |
| Efficiency ratio | 99.95% |
| Yield on earning assets | 4.02% |
| Cost of funds | 1.78% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 100.12% |
| Core deposits to total deposits | 82.63% |
| Brokered deposits to total deposits | 10.09% |
| Deposits to assets | 64.65% |
| Securities to assets | 22.15% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 53.98% | 53.98% | 55.18% | 29.67% | -0.09% |
| Q4 2023 | 53.13% | 53.13% | 54.26% | 29.51% | -0.17% |
| Q1 2024 | 52.85% | 52.85% | 53.94% | 29.31% | 0.03% |
| Q2 2024 | 51.22% | 51.22% | 52.41% | 29.10% | -0.17% |
| Q3 2024 | 52.07% | 52.07% | 53.11% | 29.07% | 0.09% |
| Q4 2024 | 51.23% | 51.23% | 52.26% | 28.86% | 0.16% |
| Q1 2025 | — | — | — | 28.51% | -0.26% |
| Q2 2025 | — | — | — | 27.96% | -1.21% |
| Q3 2025 | — | — | — | 27.26% | -0.07% |
| Q4 2025 | — | — | — | 26.60% | -0.48% |
| Q1 2026 | — | — | — | 26.28% | 0.14% |
| Q2 2026 | — | — | — | 25.86% | 0.00% |
Dearborn Federal Savings Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Dearborn Federal Savings Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Dearborn Federal Savings Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 29874) · FFIEC NIC profile (RSSD 1005075)