Dickinson County Bank: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
Yield on securities climbed 0.78 percentage points in Q2 2026, from 3.17% to 3.95%. It was the largest change from Q1 2026 among the key lines here. Within Kansas, Dickinson County Bank is 75th of 182 on net interest margin, 4.08% as of Q2 2026, above the middle of the field. The median for banks in the < $100M asset tier is 3.89% on net interest margin. Dickinson County Bank sits 0.19 points higher, at 4.08% (Q2 2026).
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 6.53% |
| Yield on loans | 8.10% |
| Yield on securities | 3.95% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 2.88% |
| Cost of interest-bearing deposits | 3.22% |
| Cost of interest-bearing liabilities | 3.24% |
| Cost of borrowings | — |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 4.08% |
| Yield to cost spread | 3.29% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $291K |
| Total interest expense | $136K |
| Interest expense on deposits | $129K |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 6.29% | 2.37% | 4.26% | 7.19% | 1.79% |
| Q4 2023 | 6.60% | 2.78% | 4.41% | 7.41% | 2.57% |
| Q1 2024 | 6.61% | 2.84% | 4.20% | 7.46% | 2.33% |
| Q2 2024 | 6.74% | 3.07% | 4.13% | 7.67% | 2.08% |
| Q3 2024 | 6.89% | 3.15% | 4.27% | 7.90% | 2.11% |
| Q4 2024 | 6.69% | 3.28% | 3.98% | 7.77% | 2.80% |
| Q1 2025 | 6.64% | 3.16% | 3.98% | 7.58% | 3.66% |
| Q2 2025 | 6.66% | 3.04% | 4.10% | 7.82% | 3.89% |
| Q3 2025 | 6.86% | 3.00% | 4.41% | 8.34% | 4.21% |
| Q4 2025 | 7.00% | 2.93% | 4.58% | 8.51% | 3.69% |
| Q1 2026 | 6.62% | 2.84% | 4.25% | 7.85% | 3.17% |
| Q2 2026 | 6.53% | 2.88% | 4.08% | 8.10% | 3.95% |
Dickinson County Bank yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Dickinson County Bank, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Dickinson County Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 12425) · FFIEC NIC profile (RSSD 981350)