Dickinson County Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Dickinson County Bank of Enterprise, KS against its peer group of 536 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA Behind the peer average, ahead of the median peer. | 1.81% | 3.14% | -1.33% | 79th top |
| ROAE | 13.42% | 10.42% | +3.00% | 74th above |
| Net Interest Margin | 4.08% | 3.93% | +0.15% | 60th above |
| Efficiency Ratio | 56.78% | 76.31% | -19.53% | 76th top |
| PPNR / Avg Assets | 1.83% | 1.40% | +0.43% | 74th above |
| Yield on Earning Assets | 6.53% | 5.35% | +1.18% | 88th top |
| Cost of Funds | 2.88% | 1.70% | +1.18% | 10th bottom |
| Net Interest Spread | 3.29% | 3.31% | -0.02% | 48th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.91% | 1.34% | +0.57% | 19th bottom |
| NPA / Total Assets | 1.37% | 0.71% | +0.66% | 14th bottom |
| NCO / Avg Loans | -0.31% | 0.11% | -0.42% | 96th top |
| ACL / Total Loans | 2.20% | 1.49% | +0.71% | 86th top |
| ACL / NPLs (Coverage) | 115.36% | 864.86% | -749.50% | 42nd below |
| Texas Ratio | 10.25% | 8.25% | +2.00% | 20th bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio Behind the peer average, ahead of the median peer. | 13.71% | 17.61% | -3.90% | 56th above |
| Equity / Assets Behind the peer average, ahead of the median peer. | 13.10% | 16.43% | -3.33% | 55th above |
| TCE / Tangible Assets Behind the peer average, ahead of the median peer. | 13.10% | 16.18% | -3.08% | 57th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 75.35% | 72.83% | +2.52% | 38th below |
| Core Deposit Ratio Ahead of the peer average, behind the median peer. | 89.97% | 88.21% | +1.76% | 41st below |
| Wholesale Funding Ratio | 3.13% | 5.28% | -2.15% | 54th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 10.53% | 4.30% | +6.23% | 85th top |
| Loan Growth (Y/Y) | 15.02% | 6.72% | +8.30% | 87th top |
| Deposit Growth (Y/Y) | 11.60% | 3.77% | +7.83% | 88th top |
See Dickinson County Bank's peers by name
The 536 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Dickinson County Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Dickinson County Bank profile, how to read a UBPR, or how this data updates.