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Dime Commercial Bank: Tier 1 Risk-Based Capital Ratio

14.76% Ranks #945 of 2,135 U.S. banks · 56th percentile

Data as of · sourced from FFIEC call reports. How we update

Dime Commercial Bank reported a tier 1 risk-based capital ratio of 14.76% as of Q2 2026, ranking #945 of 2,135 U.S. banks (56th percentile). That is up 0.60 percentage points from 14.15% a year earlier, and above the 12.97% median of the 120 Regional Banks ($10B–$100B in assets). Tier 1 Risk-Based Capital combines Common Equity Tier 1 plus Additional Tier 1 instruments, the broader capital measure after CET1.

12-Quarter Trend

Q3 2023 Q2 2026 (latest)
Q2 2026 14.76%
Q1 2026 14.62%
Q4 2025 14.40%
Q3 2025 14.48%
Q2 2025 14.15%
Q1 2025 14.00%
Q4 2024 13.94%
Q3 2024 13.58%
Q2 2024 13.36%
Q1 2024 12.79%
Q4 2023 12.58%
Q3 2023 12.36%

National Context

Latest value 14.76%
National rank#945 of 2,135
Percentile 56th
12-quarter low12.36%
12-quarter high14.76%
Full rankingView leaderboard

What is the Tier 1 Risk-Based Capital Ratio?

The Tier 1 Risk-Based Capital ratio measures a bank's Tier 1 capital (CET1 plus Additional Tier 1 instruments) against its risk-weighted assets. It is the broader of the two Tier-1 capital measures and is still the headline capital metric for most banking comparisons.

Read Tier 1 RBC alongside CET1: a large gap between them means the bank relies meaningfully on preferred stock for its capital base, which is more expensive and less flexible than common equity. Most community banks show Tier 1 RBC within a few basis points of CET1. The bands below are BankRegReports analyst bands, not prompt corrective action categories; PCA treats a Tier 1 ratio of 8% or more as well capitalized.

Full definition & formula →

Frequently asked questions

What is Dime Commercial Bank's Tier 1 Risk-Based Capital Ratio?

Dime Commercial Bank's Tier 1 Risk-Based Capital Ratio was 14.76% as of Q2 2026, ranking #945 of 2,135 U.S. banks.

What is the Tier 1 Risk-Based Capital Ratio?

The Tier 1 Risk-Based Capital ratio measures a bank's Tier 1 capital (CET1 plus Additional Tier 1 instruments) against its risk-weighted assets. It is the broader of the two Tier-1 capital measures and is still the headline capital metric for most banking comparisons.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Dime Commercial Bank profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 6976) · FFIEC NIC profile (RSSD 23504)