DLP Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
The standout move of Q2 2026 was in Equity capital to average assets: 1.57 percentage points lower than in Q1 2026, at 20.48%.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 15.32% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $40.8M |
| Tier 1 capital | $40.8M |
| Total risk-based capital | — |
| Total equity capital | $58.2M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 19.32% |
| Tangible equity to tangible assets | 14.19% |
| Equity capital to average assets | 20.48% |
| Internal capital growth rate | 4.60% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $150K |
| Common stock surplus | $57.4M |
| Retained earnings | $1.3M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$575K |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q3 2023 | 12.58% | 16.45% | 11.99% |
| Q4 2023 | 13.30% | 17.66% | 13.21% |
| Q1 2024 | 13.76% | 17.77% | 13.40% |
| Q2 2024 | 13.92% | 16.08% | 12.21% |
| Q3 2024 | 15.47% | 17.66% | 13.80% |
| Q4 2024 | 15.78% | 18.23% | 14.27% |
| Q1 2025 | 15.44% | 18.71% | 14.91% |
| Q2 2025 | 15.64% | 18.75% | 15.08% |
| Q3 2025 | 16.80% | 19.02% | 15.53% |
| Q4 2025 | 16.01% | 18.91% | 13.64% |
| Q1 2026 | 16.39% | 18.91% | 13.76% |
| Q2 2026 | 15.32% | 19.32% | 14.19% |
DLP Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock DLP Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full DLP Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 17734) · FFIEC NIC profile (RSSD 853934)