DLP Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks DLP Bank of Starke, FL against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.93% | 1.25% | -0.32% | 29th below |
| ROAE | 4.58% | 13.17% | -8.59% | 12th bottom |
| Net Interest Margin | 4.95% | 3.95% | +1.00% | 91st top |
| Efficiency Ratio | 67.35% | 61.50% | +5.85% | 33rd below |
| PPNR / Avg Assets | 1.28% | — | — | 32nd below |
| Yield on Earning Assets | 5.80% | 5.67% | +0.13% | 59th above |
| Cost of Funds | 1.20% | 1.87% | -0.67% | 85th top |
| Net Interest Spread | 4.46% | — | — | 94th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.45% | 0.93% | +0.52% | 19th bottom |
| NPA / Total Assets | 0.94% | — | — | 22nd bottom |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.06% | 0.15% | -0.09% | 23rd bottom |
| ACL / Total Loans | 1.76% | — | — | 89th top |
| ACL / NPLs (Coverage) | 121.66% | — | — | 34th below |
| Texas Ratio Ahead of the peer average, behind the median peer. | 6.67% | 7.34% | -0.67% | 33rd below |
| Provision / NCO | 0.00% | — | — | 13th bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 15.32% | 11.75% | +3.57% | 88th top |
| Equity / Assets | 19.32% | 10.98% | +8.34% | 96th top |
| TCE / Tangible Assets | 14.19% | — | — | 86th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 49.18% | 80.44% | -31.26% | 92nd top |
| Core Deposit Ratio | 98.40% | 86.95% | +11.45% | 97th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 19.73% | — | — | 94th top |
| Loan Growth (Y/Y) | 11.78% | — | — | 78th top |
| Deposit Growth (Y/Y) | 18.84% | — | — | 94th top |
See DLP Bank's peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock DLP Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full DLP Bank profile, how to read a UBPR, or how this data updates.