Dr Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Dr Bank of Darien, CT against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 3.02% | 1.25% | +1.77% | 97th top |
| ROAE | 30.71% | 12.22% | +18.49% | 98th top |
| Net Interest Margin | 5.40% | 3.95% | +1.45% | 97th top |
| Efficiency Ratio | 47.97% | 63.71% | -15.74% | 84th top |
| PPNR / Avg Assets | 3.97% | — | — | 98th top |
| Yield on Earning Assets | 8.51% | 5.67% | +2.84% | 99th top |
| Cost of Funds | 3.33% | 1.87% | +1.46% | 2nd bottom |
| Net Interest Spread | 4.94% | — | — | 97th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.14% | 0.88% | -0.74% | 70th above |
| NPA / Total Assets | 0.11% | — | — | 69th above |
| NCO / Avg Loans | 0.24% | 0.15% | +0.09% | 11th bottom |
| ACL / Total Loans | 0.69% | — | — | 7th bottom |
| ACL / NPLs (Coverage) | 502.04% | — | — | 71st above |
| Texas Ratio | 1.10% | 5.96% | -4.86% | 67th above |
| Provision / NCO | 16.28% | — | — | 25th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 10.28% | 11.75% | -1.47% | 37th below |
| Equity / Assets | 9.64% | 10.98% | -1.34% | 38th below |
| TCE / Tangible Assets | 8.90% | — | — | 29th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 99.59% | 80.44% | +19.15% | 12th bottom |
| Core Deposit Ratio | 69.47% | 86.95% | -17.48% | 5th bottom |
| Wholesale Funding Ratio | 4.82% | — | — | 39th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 25.83% | — | — | 97th top |
| Loan Growth (Y/Y) | 23.50% | — | — | 95th top |
| Deposit Growth (Y/Y) | 26.30% | — | — | 96th top |
See Dr Bank's peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Dr Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Dr Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Dr Bank peer analysis.