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Du Quoin State Bank: Tier 1 Risk-Based Capital Ratio

25.11% Ranks #148 of 2,135 U.S. banks · 93rd percentile

Data as of · sourced from FFIEC call reports. How we update

Du Quoin State Bank reported a tier 1 risk-based capital ratio of 25.11% as of Q2 2026, ranking #148 of 2,135 U.S. banks (93rd percentile). That is up 0.35 percentage points from 24.76% a year earlier, and above the 15.50% median of the 888 Small Community Banks ($100M–$500M in assets). Tier 1 Risk-Based Capital combines Common Equity Tier 1 plus Additional Tier 1 instruments, the broader capital measure after CET1.

12-Quarter Trend

Q3 2023 Q2 2026 (latest)
Q2 2026 25.11%
Q1 2026 24.31%
Q4 2025 24.24%
Q3 2025 24.76%
Q2 2025 24.76%
Q1 2025 24.18%
Q4 2024 24.08%
Q3 2024 24.02%
Q2 2024 25.84%
Q1 2024 24.77%
Q4 2023 25.72%
Q3 2023 25.75%

National Context

Latest value 25.11%
National rank#148 of 2,135
Percentile 93rd
12-quarter low24.02%
12-quarter high25.84%
Full rankingView leaderboard

What is the Tier 1 Risk-Based Capital Ratio?

The Tier 1 Risk-Based Capital ratio measures a bank's Tier 1 capital (CET1 plus Additional Tier 1 instruments) against its risk-weighted assets. It is the broader of the two Tier-1 capital measures and is still the headline capital metric for most banking comparisons.

Read Tier 1 RBC alongside CET1: a large gap between them means the bank relies meaningfully on preferred stock for its capital base, which is more expensive and less flexible than common equity. Most community banks show Tier 1 RBC within a few basis points of CET1. The bands below are BankRegReports analyst bands, not prompt corrective action categories; PCA treats a Tier 1 ratio of 8% or more as well capitalized.

Full definition & formula →

Frequently asked questions

What is Du Quoin State Bank's Tier 1 Risk-Based Capital Ratio?

Du Quoin State Bank's Tier 1 Risk-Based Capital Ratio was 25.11% as of Q2 2026, ranking #148 of 2,135 U.S. banks.

What is the Tier 1 Risk-Based Capital Ratio?

The Tier 1 Risk-Based Capital ratio measures a bank's Tier 1 capital (CET1 plus Additional Tier 1 instruments) against its risk-weighted assets. It is the broader of the two Tier-1 capital measures and is still the headline capital metric for most banking comparisons.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Du Quoin State Bank profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 10804) · FFIEC NIC profile (RSSD 823142)