Du Quoin State Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Du Quoin State Bank of Du Quoin, IL against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.87% | 1.34% | -0.47% | 26th below |
| ROAE | 24.94% | 13.31% | +11.63% | 95th top |
| Net Interest Margin | 3.26% | 3.93% | -0.67% | 18th bottom |
| Efficiency Ratio | 68.22% | 61.14% | +7.08% | 32nd below |
| PPNR / Avg Assets | 0.90% | 1.68% | -0.78% | 17th bottom |
| Yield on Earning Assets | 4.77% | 5.67% | -0.90% | 16th bottom |
| Cost of Funds | 1.64% | 1.88% | -0.24% | 60th above |
| Net Interest Spread | 2.75% | 3.32% | -0.57% | 23rd bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.15% | 0.94% | -0.79% | 68th above |
| NPA / Total Assets | 0.05% | 0.70% | -0.65% | 78th top |
| NCO / Avg Loans | 0.00% | 0.16% | -0.16% | 62nd above |
| ACL / Total Loans | 1.45% | 1.28% | +0.17% | 75th top |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 992.75% | 1538.76% | -546.01% | 82nd top |
| Texas Ratio | 1.03% | 7.33% | -6.30% | 72nd above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 25.11% | 19.50% | +5.61% | 89th top |
| Tier 1 Ratio | 25.11% | 19.53% | +5.58% | 89th top |
| Total Capital Ratio | 26.23% | 20.62% | +5.61% | 89th top |
| Leverage Ratio | 10.78% | 12.14% | -1.36% | 46th below |
| Equity / Assets | 4.06% | 11.38% | -7.32% | 1st bottom |
| TCE / Tangible Assets | 4.06% | 11.09% | -7.03% | 1st bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 34.74% | 80.64% | -45.90% | 97th top |
| Core Deposit Ratio | 96.86% | 86.86% | +10.00% | 92nd top |
| Wholesale Funding Ratio | 3.58% | 5.03% | -1.45% | 50th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 11.42% | 6.85% | +4.57% | 87th top |
| Loan Growth (Y/Y) | 8.52% | 7.90% | +0.62% | 68th above |
| Deposit Growth (Y/Y) | 9.44% | 6.29% | +3.15% | 81st top |
See Du Quoin State Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Du Quoin State Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Du Quoin State Bank profile, how to read a UBPR, or how this data updates.