Du Quoin State Bank: Deposit Base
Data as of · Call Report Schedules RC-E and RC-O How we update
How the bank is funded. Core deposits are the stable, mostly-insured relationship money; brokered and uninsured balances are the fastest to leave. The 2023 regional bank failures were runs on uninsured deposits, which is why that share now gets read first.
Noninterest-bearing share of deposits dropped 1.54 percentage points in Q2 2026, from 20.53% to 18.99%. It was the largest change from Q1 2026 among the key lines here. Within Illinois, Du Quoin State Bank is 223rd of 323 on total deposits, $136.3M as of Q2 2026, below the middle of the field. Du Quoin State Bank's total deposits of $136.3M is well below the $279.6M median for banks in the $100M-1B asset tier, a gap of 51% (Q2 2026).
Deposit totals
| Line item | Q2 2026 |
|---|---|
| Total deposits | $136.3M |
| Domestic office deposits | $136.3M |
| Foreign office deposits | — |
| Deposits to total assets | 91.96% |
| Deposits to total liabilities | 95.85% |
Deposit composition
| Line item | Q2 2026 |
|---|---|
| Demand deposits | $25.9M |
| Savings deposits | $15.8M |
| Transaction accounts to domestic deposits | 39.41% |
| Time deposits | $37K |
| Time deposits under $100k | $7.7M |
| Time deposits $100k to $250k | $39.0M |
| Time deposits over $250k | $4.3M |
| Noninterest-bearing share of deposits | 18.99% |
Stability of funding
| Line item | Q2 2026 |
|---|---|
| Core deposits | $132.0M |
| Core deposits to total deposits | 96.86% |
| Insured deposits | — |
| Uninsured deposits | — |
| Uninsured deposits to total deposits | — |
| Brokered deposits | $0 |
| Brokered deposits to total deposits | 0.00% |
Cost of deposits
| Line item | Q2 2026 |
|---|---|
| Cost of interest-bearing deposits | 2.00% |
| Interest expense on deposits | $541K |
| Loans and leases to core deposits | 35.87% |
Deposit Base trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Deposit Base by quarter
| Quarter | Total deposits | Core deposits | Brokered deposits | Cost of interest-bearing deposits |
|---|---|---|---|---|
| Q3 2023 | $113.8M | 98.98% | 0.00% | 1.29% |
| Q4 2023 | $119.9M | 99.11% | 0.00% | 1.44% |
| Q1 2024 | $124.8M | 99.13% | 0.00% | 1.54% |
| Q2 2024 | $119.7M | 97.42% | 0.00% | 1.66% |
| Q3 2024 | $124.2M | 97.50% | 0.00% | 1.90% |
| Q4 2024 | $122.3M | 97.21% | 0.00% | 1.97% |
| Q1 2025 | $131.9M | 96.99% | 0.00% | 1.98% |
| Q2 2025 | $124.6M | 97.66% | 0.00% | 2.05% |
| Q3 2025 | $123.1M | 97.13% | 0.00% | 2.07% |
| Q4 2025 | $126.9M | 96.91% | 0.00% | 2.09% |
| Q1 2026 | $133.1M | 96.84% | 0.00% | 2.02% |
| Q2 2026 | $136.3M | 96.86% | 0.00% | 2.00% |
Du Quoin State Bank deposit base, all the way back
Deposit Base back to 2001 · peer percentiles on every line item · Excel export
Unlock Du Quoin State Bank, freeSource: Call Report Schedules RC-E and RC-O, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Du Quoin State Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 10804) · FFIEC NIC profile (RSSD 823142)