Eaglemark Savings Bank: Loan Portfolio
Data as of · Call Report Schedule RC-C How we update
The loan book by category. Concentration is what supervisors read here: a portfolio weighted heavily toward one collateral type carries that sector's cycle, which is the mechanism behind most community-bank failures.
Loan-to-deposit ratio dropped 4.60 percentage points in Q2 2026, from 136.31% to 131.71%. It was the largest change from Q1 2026 among the key lines here. Among 14 Nevada banks, Eaglemark Savings Bank sits 3rd from the top on loan-to-deposit ratio, 131.71% as of Q2 2026. Against a median of 80.84% for banks in the $100M-1B asset tier, Eaglemark Savings Bank reported 131.71% on loan-to-deposit ratio in Q2 2026, 50.87 points higher.
Loan totals
| Line item | Q2 2026 |
|---|---|
| Total loans and leases | $684.1M |
| Net loans and leases | $683.9M |
| Loans held for sale | $13.7M |
| Loans to total assets | 90.53% |
| Loan-to-deposit ratio | 131.71% |
| Net loans to equity capital | 3.91% |
Portfolio mix (share of total loans)
| Line item | Q2 2026 |
|---|---|
| Commercial real estate (nonfarm nonresidential) | 0.00% |
| Multifamily (5+ residential) | 0.00% |
| Commercial and industrial | 0.00% |
| Consumer | 100.00% |
| Credit cards | 0.00% |
| Farm | 0.00% |
| Loans to depository institutions | 0.00% |
| State and political subdivisions | 0.00% |
Concentration measures
| Line item | Q2 2026 |
|---|---|
| CRE concentration (Tier 1 capital + allowance) | 0.00% |
| Construction concentration (Tier 1 capital + allowance) | 0.00% |
Supervisory definition (FFIEC UBPR page 7B): construction and land development, multifamily, non-owner-occupied nonfarm nonresidential and unsecured CRE loans, over Tier 1 capital plus the allowance for credit losses. Owner-occupied CRE and farmland are excluded. The 2006 interagency guidance flags CRE above 300% of capital, or construction and development above 100%, for heightened supervisory scrutiny. These are screening thresholds, not limits.
Loan earnings
| Line item | Q2 2026 |
|---|---|
| Yield on loans | 10.11% |
| Interest income on loans | $16.9M |
Loan Portfolio trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Loan Portfolio by quarter
| Quarter | Total loans | Total deposits | Commercial real estate | Commercial and industrial | Consumer |
|---|---|---|---|---|---|
| Q3 2023 | $553.8M | $481.6M | 0.00% | 0.00% | 100.00% |
| Q4 2023 | $531.3M | $450.5M | 0.00% | 0.00% | 100.00% |
| Q1 2024 | $554.5M | $444.0M | 0.00% | 0.00% | 100.00% |
| Q2 2024 | $613.9M | $506.8M | 0.00% | 0.00% | 100.00% |
| Q3 2024 | $652.9M | $551.9M | 0.00% | 0.00% | 100.00% |
| Q4 2024 | $648.2M | $553.4M | 0.00% | 0.00% | 100.00% |
| Q1 2025 | $652.7M | $516.2M | 0.00% | 0.00% | 100.00% |
| Q2 2025 | $678.3M | $540.8M | 0.00% | 0.00% | 100.00% |
| Q3 2025 | $690.3M | $558.5M | 0.00% | 0.00% | 100.00% |
| Q4 2025 | $669.5M | $539.5M | 0.00% | 0.00% | 100.00% |
| Q1 2026 | $655.0M | $480.5M | 0.00% | 0.00% | 100.00% |
| Q2 2026 | $684.1M | $519.4M | 0.00% | 0.00% | 100.00% |
Eaglemark Savings Bank loan portfolio, all the way back
Loan Portfolio back to 2001 · peer percentiles on every line item · Excel export
Unlock Eaglemark Savings Bank, freeSource: Call Report Schedule RC-C, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Eaglemark Savings Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 34313) · FFIEC NIC profile (RSSD 2605566)