Eaglemark Savings Bank: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
Compared with Q1 2026, Net interest margin rose 0.30 percentage points in Q2 2026 to 6.88%, the biggest move on this page. On net interest margin, Eaglemark Savings Bank ranks 3rd highest among the 14 banks headquartered in Nevada, at 6.88% (Q2 2026). Eaglemark Savings Bank's net interest margin of 6.88% is well above the 3.95% median for banks in the $100M-1B asset tier, a gap of 2.93 points (Q2 2026).
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 9.72% |
| Yield on loans | 10.11% |
| Yield on securities | 3.52% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 3.96% |
| Cost of interest-bearing deposits | 4.04% |
| Cost of interest-bearing liabilities | 4.04% |
| Cost of borrowings | — |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 6.88% |
| Yield to cost spread | 5.68% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $16.9M |
| Total interest expense | $5.0M |
| Interest expense on deposits | $5.0M |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 8.73% | 3.09% | 6.21% | 9.00% | 5.17% |
| Q4 2023 | 8.94% | 3.17% | 6.36% | 9.18% | 5.31% |
| Q1 2024 | 8.98% | 3.26% | 6.40% | 9.30% | 5.17% |
| Q2 2024 | 9.31% | 3.57% | 6.53% | 9.63% | 5.15% |
| Q3 2024 | 9.46% | 3.94% | 6.31% | 9.73% | 5.15% |
| Q4 2024 | 9.48% | 3.92% | 6.31% | 9.82% | 4.61% |
| Q1 2025 | 9.31% | 3.84% | 6.28% | 9.68% | 4.20% |
| Q2 2025 | 9.57% | 3.85% | 6.63% | 9.92% | 4.18% |
| Q3 2025 | 9.64% | 3.83% | 6.70% | 9.92% | 4.20% |
| Q4 2025 | 9.63% | 3.81% | 6.70% | 9.95% | 3.89% |
| Q1 2026 | 9.34% | 3.72% | 6.58% | 9.83% | 3.53% |
| Q2 2026 | 9.72% | 3.96% | 6.88% | 10.11% | 3.52% |
Eaglemark Savings Bank yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Eaglemark Savings Bank, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Eaglemark Savings Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 34313) · FFIEC NIC profile (RSSD 2605566)