East Wisconsin Savings Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks East Wisconsin Savings Bank of Kaukauna, WI against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | -0.38% | 1.34% | -1.72% | 3rd bottom |
| ROAE | -7.74% | 13.32% | -21.06% | 2nd bottom |
| Net Interest Margin | 1.92% | 3.93% | -2.01% | 1st bottom |
| Efficiency Ratio | 110.65% | 61.13% | +49.52% | 2nd bottom |
| PPNR / Avg Assets | -0.31% | 1.68% | -1.99% | 2nd bottom |
| Yield on Earning Assets | 4.21% | 5.67% | -1.46% | 4th bottom |
| Cost of Funds | 2.21% | 1.88% | +0.33% | 25th below |
| Net Interest Spread | 1.80% | 3.32% | -1.52% | 3rd bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.06% | 0.94% | -0.88% | 77th top |
| NPA / Total Assets | 0.04% | 0.70% | -0.66% | 78th top |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.06% | 0.16% | -0.10% | 25th below |
| ACL / Total Loans | 0.63% | 1.28% | -0.65% | 5th bottom |
| ACL / NPLs (Coverage) | 1011.11% | 1538.82% | -527.71% | — |
| Texas Ratio | 0.76% | 7.33% | -6.57% | 76th top |
| Provision / NCO Behind the peer average, ahead of the median peer. | 176.92% | 1395.97% | -1219.05% | 55th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 11.80% | 19.51% | -7.71% | 16th bottom |
| Tier 1 Ratio | 11.80% | 19.54% | -7.74% | 15th bottom |
| Total Capital Ratio | 12.63% | 20.62% | -7.99% | 13th bottom |
| Leverage Ratio | 7.13% | 12.14% | -5.01% | 1st bottom |
| Equity / Assets | 5.33% | 11.38% | -6.05% | 1st bottom |
| TCE / Tangible Assets | 5.33% | 11.09% | -5.76% | 1st bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 82.69% | 80.64% | +2.05% | 46th below |
| Core Deposit Ratio | 92.11% | 86.86% | +5.25% | 68th above |
| Wholesale Funding Ratio | 8.99% | 5.03% | +3.96% | 17th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -6.59% | 6.86% | -13.45% | 3rd bottom |
| Loan Growth (Y/Y) | -5.27% | 7.91% | -13.18% | 7th bottom |
| Deposit Growth (Y/Y) | 1.10% | 6.29% | -5.19% | 30th below |
See East Wisconsin Savings Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock East Wisconsin Savings Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full East Wisconsin Savings Bank profile, how to read a UBPR, or how this data updates.