East Wisconsin Savings Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Reserve coverage of non-performing loans climbed 508.52 percentage points in Q2 2026, from 502.59% to 1011.11%. It was the largest change from Q1 2026 among the key lines here. On return on assets, East Wisconsin Savings Bank is 3rd from the bottom among 153 Wisconsin banks, -0.38% (Q2 2026). East Wisconsin Savings Bank's return on assets of -0.38% is well below the 1.25% median for banks in the $100M-1B asset tier, a gap of 1.63 points (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 11.80% |
| Tier 1 risk-based capital ratio | 11.80% |
| Total risk-based capital ratio | 12.63% |
| Tier 1 leverage ratio | 7.13% |
| Equity capital to assets | 5.33% |
| Tangible equity to tangible assets | 5.33% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.06% |
| Non-performing assets ratio | 0.04% |
| Net charge-off ratio | 0.06% |
| Texas ratio | 0.76% |
| Allowance for credit losses to loans | 0.63% |
| Reserve coverage of non-performing loans | 1011.11% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | -0.38% |
| Return on equity | -7.74% |
| Net interest margin | 1.92% |
| Efficiency ratio | 110.65% |
| Yield on earning assets | 4.21% |
| Cost of funds | 2.21% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 82.69% |
| Core deposits to total deposits | 92.11% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 85.12% |
| Securities to assets | 19.91% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 11.74% | 11.74% | 12.34% | 6.55% | -0.10% |
| Q4 2023 | 11.12% | 11.12% | 11.83% | 6.34% | -0.85% |
| Q1 2024 | 10.67% | 10.67% | 11.36% | 6.17% | -0.56% |
| Q2 2024 | 10.07% | 10.07% | 10.82% | 5.90% | -0.68% |
| Q3 2024 | 12.69% | 12.69% | 13.45% | 7.39% | -0.49% |
| Q4 2024 | 11.75% | 11.75% | 12.52% | 6.92% | -0.74% |
| Q1 2025 | 11.04% | 11.04% | 11.84% | 6.56% | -0.69% |
| Q2 2025 | 10.61% | 10.61% | 11.40% | 6.35% | -0.35% |
| Q3 2025 | 10.37% | 10.37% | 11.15% | 6.01% | -4.63% |
| Q4 2025 | 10.78% | 10.78% | 11.58% | 6.12% | 0.09% |
| Q1 2026 | 10.70% | 10.70% | 11.52% | 6.33% | -0.39% |
| Q2 2026 | 11.80% | 11.80% | 12.63% | 7.13% | -0.38% |
East Wisconsin Savings Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock East Wisconsin Savings Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full East Wisconsin Savings Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 30313) · FFIEC NIC profile (RSSD 35879)