Elkhorn Valley Bank & Trust: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Accumulated other comprehensive income dropped 64.3% in Q2 2026, from $2.4M to $872K. It was the largest change from Q1 2026 among the key lines here. Elkhorn Valley Bank & Trust ranks 35th of 57 Nebraska banks on CET1 ratio, in the lower half at 12.90% (Q2 2026). The median for banks in the $1B-10B asset tier is 13.48% on CET1 ratio. Elkhorn Valley Bank & Trust sits 0.58 points lower, at 12.90% (Q2 2026).
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 12.90% |
| Tier 1 risk-based capital ratio | 12.90% |
| Total risk-based capital ratio | 14.15% |
| Tier 1 leverage ratio | 10.49% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $152.1M |
| Tier 1 capital | $152.1M |
| Total risk-based capital | $166.8M |
| Total equity capital | $153.0M |
| Risk-weighted assets | $1.18B |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 10.26% |
| Tangible equity to tangible assets | 10.26% |
| Equity capital to average assets | 10.55% |
| Internal capital growth rate | 10.70% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $155K |
| Common stock surplus | $30.1M |
| Retained earnings | $121.9M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | $872K |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 12.78% | 12.78% | 13.94% | 10.93% | $950.1M |
| Q4 2023 | 12.43% | 12.43% | 13.52% | 10.41% | $986.9M |
| Q1 2024 | 12.56% | 12.56% | 13.67% | 10.03% | $994.6M |
| Q2 2024 | 12.11% | 12.11% | 13.22% | 9.81% | $1.03B |
| Q3 2024 | 11.91% | 11.91% | 13.03% | 9.66% | $1.07B |
| Q4 2024 | 12.02% | 12.02% | 13.19% | 9.64% | $1.08B |
| Q1 2025 | 12.36% | 12.36% | 13.52% | 9.84% | $1.08B |
| Q2 2025 | 12.63% | 12.63% | 13.82% | 10.10% | $1.09B |
| Q3 2025 | 12.66% | 12.66% | 13.89% | 9.93% | $1.10B |
| Q4 2025 | 12.64% | 12.64% | 13.83% | 10.13% | $1.13B |
| Q1 2026 | 12.91% | 12.91% | 14.16% | 10.43% | $1.15B |
| Q2 2026 | 12.90% | 12.90% | 14.15% | 10.49% | $1.18B |
Elkhorn Valley Bank & Trust regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Elkhorn Valley Bank & Trust, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Elkhorn Valley Bank & Trust profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 16553) · FFIEC NIC profile (RSSD 439356)