Elkhorn Valley Bank & Trust: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Other borrowed money: 56.9% higher than in Q1 2026, at $210.4M. Within Nebraska, Elkhorn Valley Bank & Trust is 20th of 138 on loan-to-deposit ratio, 97.12% as of Q2 2026, above the middle of the field. Elkhorn Valley Bank & Trust reported 97.12% on loan-to-deposit ratio for Q2 2026, 8.92 points above the 88.20% median for banks in the $1B-10B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $24.1M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $335.9M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $268K |
| Other borrowed money | $210.4M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 14.11% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 97.12% |
| Net loans and leases to deposits | 95.79% |
| Loans and leases to core deposits | 110.72% |
| Core deposits to total deposits | 84.15% |
| Brokered deposits to total deposits | 3.57% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 87.69% | 87.16% | $1.6M | $50.0M |
| Q4 2023 | 86.29% | 86.15% | $359K | $104.0M |
| Q1 2024 | 86.63% | 84.92% | $251K | $92.0M |
| Q2 2024 | 90.50% | 83.97% | $287K | $136.0M |
| Q3 2024 | 92.92% | 82.79% | $374K | $162.5M |
| Q4 2024 | 91.23% | 78.89% | $364K | $132.5M |
| Q1 2025 | 88.05% | 80.13% | $203K | $105.0M |
| Q2 2025 | 90.79% | 81.34% | $242K | $132.1M |
| Q3 2025 | 88.92% | 77.71% | $354K | $124.1M |
| Q4 2025 | 90.57% | 79.88% | $347K | $119.1M |
| Q1 2026 | 92.44% | 82.21% | $174K | $134.1M |
| Q2 2026 | 97.12% | 84.15% | $268K | $210.4M |
Elkhorn Valley Bank & Trust liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Elkhorn Valley Bank & Trust, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Elkhorn Valley Bank & Trust profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 16553) · FFIEC NIC profile (RSSD 439356)