Bank call report · Elkton, KY
Elkton Bank & Trust Company Call Report
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Elkton Bank & Trust Company filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 311 reported line items, schedule by schedule (742 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 051 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 998648 |
| FDIC certificate number | 12162 |
| Total assets | $199.1M |
Official Q2 2026 call report PDF (FFIEC) →
Elkton Bank & Trust Company call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.
Schedule RC: Balance Sheet (25 items)
About Schedule RC · Elkton Bank & Trust Company balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $199.1M |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $199.1M |
| Total Liabilities and Minority Interest | RCON2948 | $175.5M |
| Total Deposits | RCON2200 | $168.5M |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $124.5M |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $81.7M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $80.9M |
| Held-to-maturity Securities, Total | RCON1754 | $46.8M |
| Held to maturity securities (ASU 2016-13 adoption) | RCONJJ34 | $46.8M |
| Deposits: Noninterest-bearing | RCON6631 | $44.0M |
| Interest-bearing Balances | RCON0071 | $36.5M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $24.5M |
| Total Equity Capital | RCON3210 | $23.6M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $23.6M |
| Undivided Profits and Capital Reserves | RCON3632 | $21.8M |
| Securities Sold Under Agreements to Repurchase | RCONB995 | $3.7M |
| Other Liabilities, Total | RCON2930 | $3.3M |
| Surplus | RCON3839 | $3.2M |
| Other Assets | RCON2160 | $3.2M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $3.0M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $2.3M |
| Federal Funds Sold | RCONB987 | $1.9M |
| Accumulated Other Comprehensive Income | RCONB530 | -$1.5M |
| Allowance for Loan and Lease Losses | RCON3123 | $785K |
| Common Stock | RCON3230 | $50K |
Schedule RI: Income Statement (41 items)
About Schedule RI · Elkton Bank & Trust Company income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $4.4M |
| Net Interest Income | RIAD4074 | $3.2M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $2.9M |
| Total Noninterest Expense | RIAD4093 | $2.4M |
| Salaries and Employee Benefits | RIAD4135 | $1.5M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $1.4M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $1.2M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $1.2M |
| Total Interest Expense | RIAD4073 | $1.2M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $997K |
| Net Income (Loss) | RIAD4340 | $997K |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $997K |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $850K |
| Other Noninterest Expense | RIAD4092 | $798K |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $698K |
| Interest on Other Securities | RIAD4060 | $568K |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $417K |
| Total Noninterest Income | RIAD4079 | $398K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $361K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $279K |
| Other Noninterest Income | RIADB497 | $245K |
| Applicable Income Taxes | RIAD4302 | $212K |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $197K |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $180K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $176K |
| Expenses of Premises and Fixed Assets | RIAD4217 | $172K |
| Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. | RIAD4507 | $172K |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $163K |
| Interest and Fee Income on Loans to Finance Agricultural Production and Other Loans to Farmers in Domestic Offices | RIAD4024 | $161K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $147K |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $89K |
| Savings Deposits (Including Mmdas) | RIAD0093 | $83K |
| Expense of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RIAD4180 | $66K |
| Loans to Individuals for Households, Family, and Other Personal Expenditures: Credit Cards | RIADB485 | $32K |
| Provision for Loan and Lease Losses | RIAD4230 | -$28K |
| Interest Income on Federal Funds Sold and Securities Purchased Under Agreements to Resell | RIAD4020 | $25K |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | -$20K |
| Estimated Income on Tax-exempt Loans and Leases to States and Political Subdivisions in the U.S. | RIAD4313 | $19K |
| Other Interest Income | RIAD4518 | $6K |
| Noninterest income: Income from insurance activities | RIADHT74 | $3K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 32 |
Schedule RC-B: Securities (32 items)
About Schedule RC-B · Elkton Bank & Trust Company securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Amortized Cost | RCONG314 | $2.8M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Fair Value | RCONG315 | $2.8M |
| Pledged Securities | RCON0416 | $61.8M |
| Amortized Cost of Held-to-maturity Securities Issued by States and Political Subdivisions in the U.S. | RCON8496 | $46.4M |
| Total Fair Value of Held-to-maturity Securities | RCON1771 | $40.5M |
| Fair Value of Held-to-maturity Securities Issued by States and Political Subdivisions in the U.S. | RCON8497 | $40.1M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $38.4M |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $25.7M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $13.4M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Amortized Cost | RCONHT56 | $7.9M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Fair Value | RCONHT57 | $7.0M |
| Amortized Cost of Available-for-sale U.S. Treasury Securities | RCON1286 | $7.0M |
| Fair Value of Available-for-sale U.S. Treasury Securities | RCON1287 | $7.0M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $5.8M |
| Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8498 | $5.3M |
| Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8499 | $5.1M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $4.5M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $2.8M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Fair Value | RCONHT53 | $2.6M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Amortized Cost | RCONHT52 | $2.6M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS | RCONA562 | $2.6M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $2.4M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCONA560 | $2.2M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $844K |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing of Over Ffteen Years | RCONA554 | $702K |
| US government agency obligations (exclude mortgage-backed securities), Held-to-maturity, Amortized Cost | RCONHT50 | $387K |
| US government agency obligations (exclude mortgage-backed securities), Held-to-maturity, Fair Value | RCONHT51 | $380K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA558 | $209K |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF THREE YEARS OR LESS | RCONA561 | $200K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA557 | $99K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA556 | $25K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONA555 | $12K |
Schedule RC-C, Part I: Loans and Leases (30 items)
About Schedule RC-C, Part I · Elkton Bank & Trust Company loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $81.7M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $34.9M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $14.7M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $13.6M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $13.1M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $12.0M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $11.2M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $11.2M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $9.2M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $7.8M |
| Real Estate Loans Secured by Farmland | RCON1420 | $4.8M |
| Loans to Finance Agricultural Production and Other Loans to Farmers | RCON1590 | $4.8M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $4.5M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $4.0M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $3.8M |
| Commercial and Industrial Loans | RCON1766 | $3.5M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $3.2M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $2.5M |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $2.4M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $2.4M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $2.2M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $2.0M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $1.6M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $1.4M |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $1.2M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $692K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Credit Cards | RCONB538 | $355K |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $273K |
| Other Loans | RCONJ464 | $38K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans | RCONB539 | $30K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (14 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5585 | $4.1M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5583 | $2.7M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5581 | $1.1M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5579 | $737K |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5589 | $381K |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5587 | $278K |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) | RCON5563 | 111 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5584 | 59 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) | RCON5562 | 25 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5578 | 14 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5580 | 12 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5582 | 8 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5586 | 3 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5588 | 2 |
Schedule RC-E: Deposit Liabilities (23 items)
About Schedule RC-E · Elkton Bank & Trust Company deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Transaction Accounts | RCON2215 | $100.6M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $94.0M |
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $67.9M |
| Total Demand Deposits (See Note Below) | RCON2210 | $44.0M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $40.6M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $27.3M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $23.7M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $19.7M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $17.4M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $15.4M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $14.6M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $14.2M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $12.3M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $11.4M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $6.8M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $6.7M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $6.2M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $6.2M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $3.1M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $2.2M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $1.9M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $1.1M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $70K |
Schedule RC-F: Other Assets (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Accrued Interest Receivable | RCONB556 | $940K |
| Net Deferred Tax Assets | RCON2148 | $843K |
| Life Insurance Assets: General Account Life Insurance Assets | RCONK201 | $690K |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $448K |
| Other Assets | RCON2168 | $259K |
| Prepaid Expenses | RCON2166 | $219K |
Schedule RC-G: Other Liabilities (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Liabilities | RCON2938 | $2.3M |
| Deferred Compensation Liabilities | RCONC011 | $1.3M |
| Other Expenses Accrued and Unpaid | RCON3646 | $788K |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $156K |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $39K |
Schedule RC-K: Quarterly Averages (18 items)
About Schedule RC-K · Elkton Bank & Trust Company quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $199.5M |
| Quarterly Average of Total Loans | RCON3360 | $80.5M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $55.6M |
| All Other Securities | RCONB560 | $52.3M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $42.0M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $41.3M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $26.2M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $25.9M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $25.7M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $15.3M |
| Mortgage-backed Securities | RCONB559 | $9.8M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $5.3M |
| Quarterly Average of Loans to Finance Agricultural Production and Other Loans to Farmers | RCON3386 | $4.4M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $3.9M |
| Quarterly Average of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RCON3353 | $3.7M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $3.2M |
| Quarterly Average of Federal Funds Sold and Securities Purchased Under Agreements to Resell | RCON3365 | $1.6M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Credit Cards | RCONB561 | $325K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (7 items)
About Schedule RC-L · Elkton Bank & Trust Company derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $6.3M |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $4.6M |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $2.9M |
| Unused Commitments - Credit Card Lines | RCON3815 | $1.2M |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $628K |
| Other unused commitments: Loans to depository financial institutions | RCONPV10 | $500K |
| Financial Standby Letters of Credit and Foreign Office Guarantees | RCON3819 | $451K |
Schedule RC-M: Memoranda (1 item)
About Schedule RC-M · Elkton Bank & Trust Company memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $720K |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (7 items)
About Schedule RC-N · Elkton Bank & Trust Company past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $201K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC236 | $180K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 90 Days or More and Still Accruing | RCONC237 | $95K |
| Total Loans and Lease Financing Receivables: Past Due 90 Days or More and Still Accruing | RCON1407 | $95K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Past Due 30 Through 89 Days and Still Accruing | RCONK213 | $14K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Past Due 30 Through 89 Days and Still Accruing | RCONK216 | $6K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Credit Cards - Past Due 30 Through 89 Days and Still Accruing | RCONB575 | $1K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (12 items)
About Schedule RC-O · Elkton Bank & Trust Company other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $199.5M |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $168.7M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $90.7M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $71.5M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $25.1M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $5.1M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $1.3M |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 4,993 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 150 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 91 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 4 |
| Averaging Method Used | RCONK653 | 2 |
Schedule RC-R: Regulatory Capital (1 item)
About Schedule RC-R · Elkton Bank & Trust Company regulatory capital trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets Before Deductions for Excess Allowance for Loan and Lease Losses and Allocated Transfer Risk Reserve - 100% | RCONB704 | $87.2M |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (22 items)
About Schedule RC-R, Part I · Elkton Bank & Trust Company regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Total Assets (Net of Deductions) | RCOAA224 | $199.5M |
| Average total consolidated assets | RCOAKW03 | $199.5M |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $87.2M |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $25.9M |
| Common Equity Tier 1 Capital | RCOAP859 | $25.1M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $25.1M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $25.1M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $23.6M |
| Retained Earnings | RCOAKW00 | $21.8M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $3.2M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$1.5M |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$907K |
| General Loan and Lease Valuation Allowances | RCOA5310 | $833K |
| Tier 2 (Supplementary) Capital | RCOA5311 | $833K |
| Tier 2 Capital Before Deductions | RCOAP870 | $833K |
| Less: Net Unrealized Gains (Losses) on Held-to-maturity Securities That Are Included in AOCI (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP848 | -$600K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.2972 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.2877 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.2877 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.2172 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.1258 |
Schedule RC-R, Part II: Risk-Weighted Assets (48 items)
About Schedule RC-R, Part II · Elkton Bank & Trust Company risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $87.2M |
| Total Risk-weighted Assets | RCONG641 | $87.2M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $69.3M |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $69.3M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $50.6M |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $50.6M |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $48.8M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $48.4M |
| Total Held-to-maturity Securities | RCOND961 | $46.8M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $45.6M |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $45.6M |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $43.5M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $43.5M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $39.5M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $39.3M |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $35.8M |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $34.6M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $32.9M |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $32.9M |
| Held-to-maturity Securities - 20 Pct Risk Weight Category | RCOND963 | $31.6M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $24.5M |
| Held-to-maturity Securities - 50 Pct Risk Weight Category | RCOND964 | $15.2M |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCOND968 | $11.5M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $9.1M |
| Available-for-sale Securities - 0 Pct Risk Weight Category | RCOND967 | $8.9M |
| Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount | RCONG624 | $6.4M |
| Total All Other Assets | RCOND981 | $5.5M |
| Available-for-sale Securities - 50 Pct Risk Weight Category | RCOND969 | $5.3M |
| Repo-style Transactions - 100 Pct Risk Weight Category | RCONS522 | $4.1M |
| Repo-style Transactions - Credit Equivalent Amount | RCONS516 | $4.1M |
| Repo-style Transactions - Face, Notional, or Other Amount | RCONS515 | $4.1M |
| Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category | RCONG629 | $3.2M |
| Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount | RCONG625 | $3.2M |
| All Other Assets - 0 Pct Risk Weight Category | RCOND982 | $2.4M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $2.4M |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | -$2.1M |
| Federal Funds Sold in Domestic Offices | RCOND971 | $1.9M |
| Federal Funds Sold in Domestic Offices - 20 Pct Risk Weight Category | RCOND973 | $1.9M |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCONS402 | -$1.2M |
| Financial Standby Letters of Credit - 100 Pct Risk Weight Category | RCOND996 | $451K |
| Financial Standby Letters of Credit - Credit Equivalent Amount | RCOND992 | $451K |
| Financial Standby Letters of Credit - Face, Notional, or Other Amount | RCOND991 | $451K |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category | RCONS443 | $368K |
| All Other Assets - 20 Pct Risk Weight Category | RCOND983 | $366K |
| All Other Assets - 50 Pct Risk Weight Category | RCOND984 | $340K |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $202K |
| Held-to-maturity Securities - Adjustment to Totals Reported in Column a | RCONS399 | -$122K |
| Held-to-maturity Securities - 100 Pct Risk Weight Category | RCOND965 | $113K |
Schedule RC-T: Fiduciary and Related Services (1 item)
| Line item | Code | Q2 2026 |
|---|---|---|
| Income from Fiduciary Activities | RIAD4070 | $3K |
Schedule RI-A: Changes in Bank Equity Capital (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $23.6M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $23.2M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $23.2M |
| Cash Dividends Declared on Common Stock | RIAD4460 | $600K |
| Other Comprehensive Income | RIADB511 | $6K |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (7 items)
About Schedule RI-B, Part I · Elkton Bank & Trust Company charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $17K |
| Charge-offs on Automobile Loans | RIADK129 | $14K |
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $9K |
| Recoveries All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK206 | $7K |
| Charge-offs All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK205 | $2K |
| Recoveries on Loans to Credit Cards | RIADB515 | $2K |
| Charge-offs on Loans to Credit Cards | RIADB514 | $1K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (6 items)
About Schedule RI-B, Part II · Elkton Bank & Trust Company changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $821K |
| Allowance for Loan and Lease Losses | RIAD3123 | $785K |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $17K |
| Balance end of current period, Held-to-maturity debt securities | RIADJH93 | $9K |
| Balance most recently reported for end of previous calendar year, Report of Condition and Income Held-to-maturity debt securities (i.e., after adjustments from amended Reports of Income) | RIADJH88 | $9K |
| Provisions for credit losses on off-balance-sheet exposures | RIADMG93 | $8K |
Elkton Bank & Trust Company call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Elkton Bank & Trust Company call report?
The Elkton Bank & Trust Company call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Elkton Bank & Trust Company file?
Elkton Bank & Trust Company files the FFIEC 051. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Elkton Bank & Trust Company call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Elkton Bank & Trust Company has Federal Reserve RSSD ID 998648 and FDIC certificate number 12162. Either one finds its filings on the FFIEC Central Data Repository.
How often does Elkton Bank & Trust Company file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Elkton Bank & Trust Company financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 12162) · FFIEC NIC profile (RSSD 998648)