Elysian Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Elysian Bank of Elysian, MN against its peer group of 578 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 2.05% | 0.85% | +1.20% | 83rd top |
| ROAE | 17.14% | 5.23% | +11.91% | 85th top |
| Net Interest Margin | 5.10% | 3.94% | +1.16% | 89th top |
| Efficiency Ratio | 54.76% | 74.96% | -20.20% | 81st top |
| PPNR / Avg Assets | 2.38% | — | — | 88th top |
| Yield on Earning Assets | 6.67% | 5.42% | +1.25% | 91st top |
| Cost of Funds | 1.77% | 1.69% | +0.08% | 38th below |
| Net Interest Spread | 4.50% | — | — | 89th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.62% | 1.34% | +0.28% | 22nd bottom |
| NPA / Total Assets | 1.25% | — | — | 16th bottom |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.06% | 0.11% | -0.05% | 18th bottom |
| ACL / Total Loans | 1.35% | — | — | 59th above |
| ACL / NPLs (Coverage) | 83.51% | — | — | 35th below |
| Texas Ratio Ahead of the peer average, behind the median peer. | 4.32% | 7.23% | -2.91% | 34th below |
| Provision / NCO | 2000.00% | — | — | — |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 14.61% | 25.12% | -10.51% | 18th bottom |
| Tier 1 Ratio | 14.61% | 25.12% | -10.51% | 18th bottom |
| Total Capital Ratio | 15.84% | — | — | 19th bottom |
| Leverage Ratio | 12.25% | 14.13% | -1.88% | 40th below |
| Equity / Assets | 12.20% | 13.07% | -0.87% | 47th below |
| TCE / Tangible Assets | 12.20% | — | — | 50th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 88.11% | 68.58% | +19.53% | 20th bottom |
| Core Deposit Ratio | 93.46% | 88.79% | +4.67% | 63rd above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 10.21% | — | — | 83rd top |
| Loan Growth (Y/Y) | 4.80% | — | — | 58th above |
| Deposit Growth (Y/Y) | 10.71% | — | — | 86th top |
See Elysian Bank's peers by name
The 578 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Elysian Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Elysian Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Elysian Bank peer analysis.