Equitable Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Other borrowed money climbed 180.1% in Q2 2026, from $5.6M to $15.6M. It was the largest change from Q1 2026 among the key lines here. Equitable Bank ranks 14th of 138 Nebraska banks on loan-to-deposit ratio, in the upper half at 101.24% (Q2 2026). Equitable Bank reported 101.24% on loan-to-deposit ratio for Q2 2026, 20.69 points above the 80.55% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $9.9M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $47.1M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $15.6M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 2.97% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 101.24% |
| Net loans and leases to deposits | 99.93% |
| Loans and leases to core deposits | 111.41% |
| Core deposits to total deposits | 90.87% |
| Brokered deposits to total deposits | 0.22% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 99.71% | 90.11% | $0 | $15.6M |
| Q4 2023 | 104.01% | 88.89% | $58K | $18.6M |
| Q1 2024 | 100.90% | 88.69% | $0 | $15.6M |
| Q2 2024 | 100.45% | 88.33% | $0 | $8.6M |
| Q3 2024 | 101.19% | 90.00% | $3.1M | $8.6M |
| Q4 2024 | 102.22% | 90.19% | $0 | $8.6M |
| Q1 2025 | 95.58% | 89.68% | $0 | $8.6M |
| Q2 2025 | 98.99% | 89.31% | $0 | $8.6M |
| Q3 2025 | 102.41% | 89.34% | $0 | $18.6M |
| Q4 2025 | 99.77% | 90.39% | $0 | $8.6M |
| Q1 2026 | 97.53% | 90.53% | $0 | $5.6M |
| Q2 2026 | 101.24% | 90.87% | $0 | $15.6M |
Equitable Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Equitable Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Equitable Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 31485) · FFIEC NIC profile (RSSD 81175)