Equitable Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Reserve coverage of non-performing loans: 36.75 percentage points lower than in Q1 2026, at 207.45%. Within Nebraska, Equitable Bank is 79th of 138 on return on assets, 1.27% as of Q2 2026. At 1.27%, Equitable Bank's return on assets is close to the 1.26% median for banks in the $100M-1B asset tier (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 12.77% |
| Tier 1 risk-based capital ratio | 12.77% |
| Total risk-based capital ratio | 14.03% |
| Tier 1 leverage ratio | 10.45% |
| Equity capital to assets | 10.49% |
| Tangible equity to tangible assets | 10.37% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.63% |
| Non-performing assets ratio | 0.73% |
| Net charge-off ratio | 0.00% |
| Texas ratio | 1.73% |
| Allowance for credit losses to loans | 1.30% |
| Reserve coverage of non-performing loans | 207.45% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.27% |
| Return on equity | 12.10% |
| Net interest margin | 3.79% |
| Efficiency ratio | 67.91% |
| Yield on earning assets | 6.09% |
| Cost of funds | 2.21% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 101.24% |
| Core deposits to total deposits | 90.87% |
| Brokered deposits to total deposits | 0.22% |
| Deposits to assets | 85.67% |
| Securities to assets | 7.12% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 11.63% | 11.63% | 12.89% | 9.31% | 0.48% |
| Q4 2023 | 11.26% | 11.26% | 12.51% | 9.21% | 0.52% |
| Q1 2024 | 11.28% | 11.28% | 12.53% | 9.06% | 0.51% |
| Q2 2024 | 11.25% | 11.25% | 12.51% | 9.21% | 0.67% |
| Q3 2024 | 11.51% | 11.51% | 12.76% | 9.40% | 0.50% |
| Q4 2024 | 11.59% | 11.59% | 12.84% | 9.52% | 0.95% |
| Q1 2025 | 11.92% | 11.92% | 13.17% | 9.45% | 0.40% |
| Q2 2025 | 12.17% | 12.17% | 13.42% | 9.69% | 0.87% |
| Q3 2025 | 12.52% | 12.52% | 13.77% | 10.07% | 0.41% |
| Q4 2025 | 12.57% | 12.57% | 13.82% | 10.23% | 0.88% |
| Q1 2026 | 12.95% | 12.95% | 14.20% | 10.28% | 0.91% |
| Q2 2026 | 12.77% | 12.77% | 14.03% | 10.45% | 1.27% |
Equitable Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Equitable Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Equitable Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 31485) · FFIEC NIC profile (RSSD 81175)