The Equitable Bank, S.S.B.: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks The Equitable Bank, S.S.B. of Wauwatosa, WI against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.17% | 1.25% | -1.08% | 5th bottom |
| ROAE | 1.84% | 12.22% | -10.38% | 6th bottom |
| Net Interest Margin | 3.21% | 3.95% | -0.74% | 16th bottom |
| Efficiency Ratio | 95.72% | 63.71% | +32.01% | 3rd bottom |
| PPNR / Avg Assets | 0.17% | — | — | 3rd bottom |
| Yield on Earning Assets | 4.88% | 5.67% | -0.79% | 18th bottom |
| Cost of Funds | 1.78% | 1.87% | -0.09% | 51st above |
| Net Interest Spread | 2.86% | — | — | 26th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.05% | 0.88% | -0.83% | 79th top |
| NPA / Total Assets | 0.04% | — | — | 79th top |
| NCO / Avg Loans | 0.00% | 0.15% | -0.15% | 62nd above |
| ACL / Total Loans | 0.74% | — | — | 8th bottom |
| ACL / NPLs (Coverage) | 1507.14% | — | — | — |
| Texas Ratio | 0.43% | 5.96% | -5.53% | 78th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 9.70% | 11.75% | -2.05% | 25th below |
| Equity / Assets | 9.36% | 10.98% | -1.62% | 32nd below |
| TCE / Tangible Assets | 9.36% | — | — | 37th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 98.93% | 80.44% | +18.49% | 13th bottom |
| Core Deposit Ratio | 89.94% | 86.95% | +2.99% | 54th above |
| Wholesale Funding Ratio | 1.77% | — | — | 71st above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 0.69% | — | — | 22nd bottom |
| Loan Growth (Y/Y) | 0.66% | — | — | 24th bottom |
| Deposit Growth (Y/Y) | -0.80% | — | — | 19th bottom |
See The Equitable Bank, S.S.B.'s peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock The Equitable Bank, S.S.B., freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full The Equitable Bank, S.S.B. profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the The Equitable Bank, S.S.B. peer analysis.