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Equity Bank: Deposit Base

Data as of · Call Report Schedules RC-E and RC-O How we update

How the bank is funded. Core deposits are the stable, mostly-insured relationship money; brokered and uninsured balances are the fastest to leave. The 2023 regional bank failures were runs on uninsured deposits, which is why that share now gets read first.

The standout move of Q2 2026 was in Brokered deposits: 39.9% higher than in Q1 2026, at $504.1M. Among 182 Kansas banks, Equity Bank sits 2nd from the top on total deposits, $6.33B as of Q2 2026. Against a median of $1.67B for banks in the $1B-10B asset tier, Equity Bank reported $6.33B on total deposits in Q2 2026, 278% higher.

Deposit totals

Deposit totals for Equity Bank, Q2 2026
Line item Q2 2026
Total deposits $6.33B
Domestic office deposits $6.33B
Foreign office deposits —
Deposits to total assets 82.08%
Deposits to total liabilities 92.86%

Deposit composition

Deposit composition for Equity Bank, Q2 2026
Line item Q2 2026
Demand deposits $2.68B
Savings deposits $282.4M
Transaction accounts to domestic deposits 42.40%
Time deposits $27K
Time deposits under $100k $760.8M
Time deposits $100k to $250k $388.8M
Time deposits over $250k $533.8M
Noninterest-bearing share of deposits 19.48%

Stability of funding

Stability of funding for Equity Bank, Q2 2026
Line item Q2 2026
Core deposits $5.29B
Core deposits to total deposits 83.61%
Insured deposits $4.61B
Uninsured deposits $1.72B
Uninsured deposits to total deposits 27.12%
Brokered deposits $504.1M
Brokered deposits to total deposits 7.96%

Cost of deposits

Cost of deposits for Equity Bank, Q2 2026
Line item Q2 2026
Cost of interest-bearing deposits 2.39%
Interest expense on deposits $30.1M
Loans and leases to core deposits 93.28%

Deposit Base trend

Last 12 quarters as filed. Every value plotted here also appears in the tables above.

Total deposits
Core, uninsured and brokered shares
Cost of interest-bearing deposits

Deposit Base by quarter

Values plotted above, Equity Bank, oldest first
Quarter Total depositsCore depositsUninsured depositsBrokered depositsCost of interest-bearing deposits
Q3 2023 $4.11B 91.16% 34.88% 3.65% 2.43%
Q4 2023 $4.16B 90.59% 33.41% 4.80% 2.52%
Q1 2024 $4.39B 90.12% 33.33% 4.56% 2.76%
Q2 2024 $4.36B 90.11% 37.45% 4.67% 2.70%
Q3 2024 $4.39B 86.43% 36.87% 7.39% 2.81%
Q4 2024 $4.48B 91.51% 34.68% 2.79% 2.50%
Q1 2025 $4.51B 86.90% 31.85% 5.87% 2.27%
Q2 2025 $4.28B 88.89% 32.03% 3.22% 2.39%
Q3 2025 $5.18B 87.86% 31.25% 2.94% 2.76%
Q4 2025 $5.18B 89.44% 32.17% 1.39% 2.43%
Q1 2026 $6.33B 85.96% 28.48% 5.69% 2.72%
Q2 2026 $6.33B 83.61% 27.12% 7.96% 2.39%

Equity Bank deposit base, all the way back

Deposit Base back to 2001 · peer percentiles on every line item · Excel export

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Source: Call Report Schedules RC-E and RC-O, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Equity Bank profile, peer group comparison, or how this data updates.

Regulator records: FDIC BankFind (cert 25858) · FFIEC NIC profile (RSSD 139656)