Equity Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Equity Bank of Andover, KS against its peer group of 941 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.61% | 1.34% | +0.27% | 71st above |
| ROAE | 13.29% | 12.34% | +0.95% | 56th above |
| Net Interest Margin | 4.44% | 3.83% | +0.61% | 87th top |
| Efficiency Ratio | 52.05% | 58.97% | -6.92% | 68th above |
| PPNR / Avg Assets | 2.12% | — | — | 73rd above |
| Yield on Earning Assets | 6.32% | 5.71% | +0.61% | 85th top |
| Cost of Funds | 2.01% | 2.02% | -0.01% | 50th above |
| Net Interest Spread | 3.97% | — | — | 90th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.18% | 0.87% | +0.31% | 23rd bottom |
| NPA / Total Assets | 0.87% | — | — | 25th below |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.12% | 0.43% | -0.31% | 25th below |
| ACL / Total Loans | 1.19% | — | — | 56th above |
| ACL / NPLs (Coverage) | 101.24% | — | — | 24th bottom |
| Texas Ratio | 7.44% | 5.48% | +1.96% | 24th bottom |
| Provision / NCO | 78.55% | — | — | 28th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 13.08% | 14.99% | -1.91% | 42nd below |
| Tier 1 Ratio | 13.08% | 15.02% | -1.94% | 42nd below |
| Total Capital Ratio | 14.22% | — | — | 42nd below |
| Leverage Ratio Behind the peer average, ahead of the median peer. | 10.64% | 11.11% | -0.47% | 53rd above |
| Equity / Assets | 11.61% | 11.02% | +0.59% | 70th above |
| TCE / Tangible Assets | 9.99% | — | — | 55th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 85.42% | 86.99% | -1.57% | 58th above |
| Core Deposit Ratio | 83.61% | 85.57% | -1.96% | 30th below |
| Uninsured Deposit Ratio | 27.12% | 33.19% | -6.07% | 63rd above |
| Wholesale Funding Ratio | 5.66% | — | — | 37th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 43.89% | — | — | 98th top |
| Loan Growth (Y/Y) | 50.20% | — | — | 98th top |
| Deposit Growth (Y/Y) | 47.93% | — | — | 98th top |
See Equity Bank's peers by name
The 941 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Equity Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Equity Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Equity Bank peer analysis.