Bank call report · Columbus, OH
Erebor Bank, N.A. Call Report
BankRegReports is independent of Erebor Bank, N.A. and never asks for online banking logins or passwords.
Erebor Bank, N.A. filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 163 reported line items, schedule by schedule (508 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 051 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 6053129 |
| FDIC certificate number | 59378 |
| Total assets | $4.66B |
Official Q2 2026 call report PDF (FFIEC) →
Erebor Bank, N.A. call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.
Schedule RC: Balance Sheet (23 items)
About Schedule RC · Erebor Bank, N.A. balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $4.66B |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $4.66B |
| Total Liabilities and Minority Interest | RCON2948 | $4.07B |
| Total Deposits | RCON2200 | $4.06B |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $3.83B |
| Interest-bearing Balances | RCON0071 | $3.46B |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $710.0M |
| Perpetual Preferred Stock and Related Surplus | RCON3838 | $626.0M |
| Total Equity Capital | RCON3210 | $597.4M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $597.4M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $368.8M |
| Deposits: Noninterest-bearing | RCON6631 | $224.4M |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $77.8M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $77.2M |
| Undivided Profits and Capital Reserves | RCON3632 | -$33.3M |
| Other Assets | RCON2160 | $25.4M |
| Intangible Assets | RCON2143 | $12.5M |
| Other Liabilities, Total | RCON2930 | $10.4M |
| Equity securities with readily determinable fair values not held for trading | RCONJA22 | $7.3M |
| Surplus | RCON3839 | $7.0M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $3.0M |
| Accumulated Other Comprehensive Income | RCONB530 | -$2.3M |
| Allowance for Loan and Lease Losses | RCON3123 | $652K |
Schedule RI: Income Statement (29 items)
About Schedule RI · Erebor Bank, N.A. income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Noninterest Expense | RIAD4093 | $29.6M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | -$16.3M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | -$16.3M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | -$16.3M |
| Net Income (Loss) | RIAD4340 | -$16.3M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | -$16.3M |
| Total Interest Income | RIAD4107 | $15.8M |
| Other Noninterest Expense | RIAD4092 | $15.2M |
| Salaries and Employee Benefits | RIAD4135 | $13.8M |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $10.9M |
| Net Interest Income | RIAD4074 | $9.8M |
| Total Interest Expense | RIAD4073 | $6.1M |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $6.0M |
| Other Noninterest Income | RIADB497 | $5.1M |
| Total Noninterest Income | RIAD4079 | $4.2M |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $1.4M |
| Interest on Other Securities | RIAD4060 | $1.4M |
| Net Gains (Losses) on Sales of Other Assets (Excluding Securities) | RIADB496 | -$1.2M |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $1.1M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $702K |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $700K |
| Provision for Loan and Lease Losses | RIAD4230 | $652K |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $623K |
| Expenses of Premises and Fixed Assets | RIAD4217 | $605K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $287K |
| Other Interest Income | RIAD4518 | $282K |
| Savings Deposits (Including Mmdas) | RIAD0093 | $91K |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $79K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 90 |
Schedule RC-B: Securities (21 items)
About Schedule RC-B · Erebor Bank, N.A. securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Amortized Cost | RCONG314 | $63.9M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Fair Value | RCONG315 | $63.4M |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $371.1M |
| Amortized Cost of Available-for-sale U.S. Treasury Securities | RCON1286 | $169.6M |
| Fair Value of Available-for-sale U.S. Treasury Securities | RCON1287 | $168.6M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $168.6M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Amortized Cost | RCONHT56 | $108.4M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Fair Value | RCONHT57 | $107.5M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $96.0M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF THREE YEARS OR LESS | RCONA561 | $33.9M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS | RCONA562 | $29.6M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $29.3M |
| Amortized Cost of Other Available-for-sale Domestic Debt Securities | RCON1739 | $21.2M |
| Fair Value of Other Available-for-sale Domestic Debt Securities | RCON1741 | $21.2M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $21.2M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCONA560 | $8.5M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost | RCONK144 | $8.1M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value | RCONK145 | $8.0M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $5.0M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA556 | $3.0M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $3.0M |
Schedule RC-C, Part I: Loans and Leases (9 items)
About Schedule RC-C, Part I · Erebor Bank, N.A. loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $77.8M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $70.5M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $58.0M |
| Other Loans | RCONJ464 | $47.5M |
| Commercial and Industrial Loans | RCON1766 | $16.8M |
| Loans to Nondepository Financial Institutions and Other Loans: Loans to Nondepository Financial Institutions | RCONJ454 | $13.7M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $6.5M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $1.0M |
| Unearned Income on Loans | RCON2123 | $176K |
Schedule RC-E: Deposit Liabilities (15 items)
About Schedule RC-E · Erebor Bank, N.A. deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Demand Deposits (See Note Below) | RCON2210 | $3.86B |
| Total Transaction Accounts | RCON2215 | $3.86B |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $3.43B |
| Total reciprocal deposits | RCONJH83 | $2.86B |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less (Fully Insured Brokered Deposits) | RCONHK05 | $2.05B |
| Total Brokered Deposits | RCON2365 | $2.05B |
| Estimated Amount of Deposits Obtained Through the Use of Deposit Listing Services That Are Not Brokered Deposits | RCONK223 | $813.5M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $399.0M |
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $195.2M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $195.2M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $147.7M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $44.1M |
| Total Transaction Accounts - Deposits of Commercial Banks and Other Depository Institutions in the U.S. | RCONB551 | $28.3M |
| Total Nontransaction Accounts of Commercial Banks and Other Depository Institutions in the U.S. | RCONB552 | $3.4M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $170K |
Schedule RC-F: Other Assets (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $18.6M |
| Accrued Interest Receivable | RCONB556 | $4.1M |
| Other Assets | RCON2168 | $2.8M |
| Prepaid Expenses | RCON2166 | $2.2M |
| Accounts Receivable | RCONFT34 | $301K |
| First Itemized Amount That Exceeds 25% of All Other Assets (2168) | RCON3549 | $290K |
Schedule RC-G: Other Liabilities (8 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Liabilities | RCON2938 | $8.5M |
| Accounts Payable | RCON3066 | $3.1M |
| Operating lease liabilities | RCONLB56 | $2.5M |
| Other Expenses Accrued and Unpaid | RCON3646 | $1.9M |
| Deferred Compensation Liabilities | RCONC011 | $1.6M |
| Second Itemized Amount That Exceeds 25% of All Other Liabilities (2938) or (2942) | RCON3553 | $1.0M |
| First Itemized Amount That Exceeds 25% of All Other Liabilities (2938) or (2942) | RCON3552 | $250K |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $48K |
Schedule RC-K: Quarterly Averages (9 items)
About Schedule RC-K · Erebor Bank, N.A. quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $1.53B |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $1.19B |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $951.5M |
| Mortgage-backed Securities | RCONB559 | $135.5M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $126.5M |
| All Other Securities | RCONB560 | $60.0M |
| Quarterly Average of Total Loans | RCON3360 | $31.3M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $9.9M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $4.7M |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (3 items)
About Schedule RC-L · Erebor Bank, N.A. derivatives and off-balance-sheet items trends
Schedule RC-M: Memoranda (1 item)
About Schedule RC-M · Erebor Bank, N.A. memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| All other intangible assets | RCONJF76 | $12.5M |
Schedule RC-O: Other Data for Deposit Insurance Assessments (10 items)
About Schedule RC-O · Erebor Bank, N.A. other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $4.06B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $2.88B |
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $1.53B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $1.18B |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $587.7M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $170K |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 17,279 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 255 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 4 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (22 items)
About Schedule RC-R, Part I · Erebor Bank, N.A. regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCOA2170 | $4.66B |
| Average total consolidated assets | RCOAKW03 | $1.53B |
| Average Total Assets (Net of Deductions) | RCOAA224 | $1.51B |
| Additional Tier 1 Capital | RCOAP865 | $626.0M |
| Additional Tier 1 Capital Before Deductions | RCOAP863 | $626.0M |
| Additional Tier 1 Capital Instruments Plus Related Surplus | RCOAP860 | $626.0M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $587.3M |
| Common Equity Tier 1 Capital | RCOAP859 | -$38.7M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | -$38.7M |
| Retained Earnings | RCOAKW00 | -$33.3M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | -$28.6M |
| Intangible Assets (Other Than Goodwill and Mortgage Servicing Assets (Msas)), Net of Associated Dtls | RCOAP842 | $12.5M |
| Less: Deductions from Common Equity Tier 1 Capital and Additional Tier 1 Capital (Sum of Items 6, 7, 8, 10.B, 11, 13 Through 17 and Certain Elements of Item 24 - See Instructions) | RCOAP875 | $12.5M |
| Off-balance sheet exposures: Unused portion of conditionally cancellable commitments | RCOAKX79 | $8.7M |
| Total off-balance sheet exposures (sum of items 34.a through 34.c) Report as a dollar amount in Column A and as a percentage of total assets (25% limit) in Column B | RCOAKX82 | $8.7M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $7.0M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$2.3M |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$2.3M |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Do you qualify for and opt-in to CBLR? | RCOALE74 | 1 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.3881 |
| Total off-balance sheet exposures (sum of items 15a through 15.c) | RCOAKX83 | 0.0019 |
Schedule RI-A: Changes in Bank Equity Capital (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $597.4M |
| Sale, Conversion, Acquisition, or Retirement of Capital Stock, Net (Excluding Treasury Stock Transactions) | RIADB509 | $351.5M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $264.6M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $264.6M |
| Other Comprehensive Income | RIADB511 | -$2.3M |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (2 items)
About Schedule RI-B, Part II · Erebor Bank, N.A. changes in allowances for credit losses trends
Erebor Bank, N.A. call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
Where can I find the Erebor Bank, N.A. call report?
The Erebor Bank, N.A. call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Erebor Bank, N.A. file?
Erebor Bank, N.A. files the FFIEC 051. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Erebor Bank, N.A. call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Erebor Bank, N.A. has Federal Reserve RSSD ID 6053129 and FDIC certificate number 59378. Either one finds its filings on the FFIEC Central Data Repository.
How often does Erebor Bank, N.A. file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Erebor Bank, N.A. financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 59378) · FFIEC NIC profile (RSSD 6053129)