Bank call report · Essex, CT
Essex Bank Call Report
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Essex Bank filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 248 reported line items, schedule by schedule (500 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 051 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 961400 |
| FDIC certificate number | 17262 |
| Total assets | $536.6M |
Official Q2 2026 call report PDF (FFIEC) →
Essex Bank call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.
Schedule RC: Balance Sheet (24 items)
About Schedule RC · Essex Bank balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $536.6M |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $536.6M |
| Total Liabilities and Minority Interest | RCON2948 | $460.0M |
| Total Deposits | RCON2200 | $447.9M |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $369.3M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $365.8M |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $282.0M |
| Deposits: Noninterest-bearing | RCON6631 | $166.0M |
| Interest-bearing Balances | RCON0071 | $77.2M |
| Undivided Profits and Capital Reserves | RCON3632 | $76.9M |
| Total Equity Capital | RCON3210 | $76.6M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $76.6M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $46.5M |
| Goodwill | RCON3163 | $13.8M |
| Intangible Assets | RCON2143 | $13.8M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $11.2M |
| Other Liabilities, Total | RCON2930 | $9.9M |
| Other Assets | RCON2160 | $9.2M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $7.9M |
| Equity securities with readily determinable fair values not held for trading | RCONJA22 | $5.1M |
| Allowance for Loan and Lease Losses | RCON3123 | $3.5M |
| Other Borrowed Money | RCON3190 | $2.2M |
| Accumulated Other Comprehensive Income | RCONB530 | -$1.1M |
| Surplus | RCON3839 | $800K |
Schedule RI: Income Statement (38 items)
About Schedule RI · Essex Bank income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Noninterest Expense | RIAD4093 | $19.2M |
| Salaries and Employee Benefits | RIAD4135 | $14.8M |
| Total Noninterest Income | RIAD4079 | $14.3M |
| Noninterest income: Fees and commissions from securities brokerage, investment banking, advisory, and underwriting activities | RIADHT73 | $11.9M |
| Total Interest Income | RIAD4107 | $11.2M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $9.4M |
| Net Interest Income | RIAD4074 | $9.0M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $4.3M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $4.2M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $4.0M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $4.0M |
| Other Noninterest Expense | RIAD4092 | $3.4M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $2.9M |
| Net Income (Loss) | RIAD4340 | $2.9M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $2.9M |
| Total Interest Expense | RIAD4073 | $2.2M |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $1.3M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $1.2M |
| Expenses of Premises and Fixed Assets | RIAD4217 | $1.1M |
| Applicable Income Taxes | RIAD4302 | $1.1M |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $791K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $633K |
| Other Noninterest Income | RIADB497 | $539K |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $492K |
| Savings Deposits (Including Mmdas) | RIAD0093 | $212K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $163K |
| Provision for Loan and Lease Losses | RIAD4230 | $120K |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $120K |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $95K |
| Interest on Other Securities | RIAD4060 | $64K |
| Other Interest Income | RIAD4518 | $20K |
| Noninterest income: Income from insurance activities | RIADHT74 | $14K |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $10K |
| Interest and Fee Income on Loans to Finance Agricultural Production and Other Loans to Farmers in Domestic Offices | RIAD4024 | $9K |
| Net Servicing Fees | RIADB492 | $6K |
| Other Interest Expense | RIADGW44 | $6K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $1K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 135 |
Schedule RC-B: Securities (9 items)
About Schedule RC-B · Essex Bank securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Amortized Cost of Available-for-sale U.S. Treasury Securities | RCON1286 | $47.0M |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $47.0M |
| Fair Value of Available-for-sale U.S. Treasury Securities | RCON1287 | $46.5M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $30.7M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $24.7M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $14.9M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $6.0M |
| Pledged Securities | RCON0416 | $1.9M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $874K |
Schedule RC-C, Part I: Loans and Leases (29 items)
About Schedule RC-C, Part I · Essex Bank loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $369.3M |
| Pledged Loans and Leases | RCONG378 | $281.6M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $188.3M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $138.0M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $54.7M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $52.1M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $49.9M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $41.3M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $38.5M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $29.0M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $27.7M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $25.7M |
| Commercial and Industrial Loans | RCON1766 | $25.6M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $18.7M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $15.0M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $12.9M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $10.9M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $8.0M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $5.7M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $5.6M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $2.4M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $1.5M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $1.2M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $1.2M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $452K |
| Real Estate Loans Secured by Farmland | RCON1420 | $203K |
| Loans to Finance Agricultural Production and Other Loans to Farmers | RCON1590 | $93K |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $68K |
| Other Loans | RCONJ464 | $58K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (14 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $26.2M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $7.1M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $2.8M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $2.1M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $1.5M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $198K |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5589 | $92K |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 77 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 51 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 24 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 21 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 21 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 4 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5588 | 1 |
Schedule RC-E: Deposit Liabilities (25 items)
About Schedule RC-E · Essex Bank deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $241.9M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $241.5M |
| Total Transaction Accounts | RCON2215 | $206.0M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $203.4M |
| Total Demand Deposits (See Note Below) | RCON2210 | $166.0M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $114.0M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $76.7M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $50.9M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $40.9M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $40.4M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $40.4M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $37.9M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $25.7M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $25.5M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $14.9M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $14.6M |
| Sweep deposits: Fully insured, non-affiliate sweep deposits | RCONMT91 | $9.0M |
| Total reciprocal deposits | RCONJH83 | $9.0M |
| Total sweep deposits that are not brokered deposits | RCONMT95 | $9.0M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $8.7M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $6.7M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $2.7M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $1.2M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $907K |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $359K |
Schedule RC-F: Other Assets (7 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Life Insurance Assets: Separate Account Life Insurance Assets | RCONK202 | $2.5M |
| Other Assets | RCON2168 | $2.2M |
| Accrued Interest Receivable | RCONB556 | $2.2M |
| Prepaid Expenses | RCON2166 | $2.1M |
| Life Insurance Assets: General Account Life Insurance Assets | RCONK201 | $1.7M |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $610K |
| Accounts Receivable | RCONFT34 | $6K |
Schedule RC-G: Other Liabilities (8 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Expenses Accrued and Unpaid | RCON3646 | $5.4M |
| All Other Liabilities | RCON2938 | $2.5M |
| Net Deferred Tax Liabilities | RCON3049 | $1.7M |
| Deferred Compensation Liabilities | RCONC011 | $1.6M |
| Operating lease liabilities | RCONLB56 | $858K |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $200K |
| Accounts Payable | RCON3066 | $80K |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $5K |
Schedule RC-K: Quarterly Averages (15 items)
About Schedule RC-K · Essex Bank quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $530.9M |
| Quarterly Average of Total Loans | RCON3360 | $371.7M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $203.7M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $139.8M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $118.8M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $76.2M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $72.5M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $46.3M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $38.9M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $27.6M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $26.5M |
| All Other Securities | RCONB560 | $4.1M |
| Quarterly Average of Other Borrowed Money | RCON3355 | $2.2M |
| Quarterly Average of Loans to Finance Agricultural Production and Other Loans to Farmers | RCON3386 | $360K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $69K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (7 items)
About Schedule RC-L · Essex Bank derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $20.2M |
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $18.7M |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $15.8M |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $3.6M |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $613K |
| Performance Standby Letters of Credit | RCON3821 | $54K |
| Financial Standby Letters of Credit and Foreign Office Guarantees | RCON3819 | $40K |
Schedule RC-M: Memoranda (2 items)
About Schedule RC-M · Essex Bank memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of Over Five Years | RCONF058 | $2.2M |
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $1.5M |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (6 items)
About Schedule RC-N · Essex Bank past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $4.7M |
| Commercial and Industrial Loans - Nonaccrual | RCON1608 | $2.5M |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, Nonaccrual | RCONF182 | $2.0M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural | RCONC229 | $199K |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, 30-89 Days Past Due | RCONF178 | $195K |
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $195K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (12 items)
About Schedule RC-O · Essex Bank other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $530.9M |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $449.0M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $293.0M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $138.9M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $67.1M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $12.7M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $4.4M |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 16,495 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 508 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 288 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 6 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (23 items)
About Schedule RC-R, Part I · Essex Bank regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCOA2170 | $536.6M |
| Average total consolidated assets | RCOAKW03 | $530.9M |
| Average Total Assets (Net of Deductions) | RCOAA224 | $521.4M |
| Retained Earnings | RCOAKW00 | $76.9M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $76.6M |
| Common Equity Tier 1 Capital | RCOAP859 | $67.1M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $67.1M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $67.1M |
| Total off-balance sheet exposures (sum of items 34.a through 34.c) Report as a dollar amount in Column A and as a percentage of total assets (25% limit) in Column B | RCOAKX82 | $38.8M |
| Off-balance sheet exposures: Unused portion of conditionally cancellable commitments | RCOAKX79 | $38.7M |
| Unconditionally Cancellable Commitments | RCOAS540 | $20.2M |
| Goodwill Net of Associated Deferred Tax Liabilities (Dtls) | RCOAP841 | $10.7M |
| Less: Deductions from Common Equity Tier 1 Capital and Additional Tier 1 Capital (Sum of Items 6, 7, 8, 10.B, 11, 13 Through 17 and Certain Elements of Item 24 - See Instructions) | RCOAP875 | $10.7M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$1.1M |
| Less:other Deductions from Assets for Leverage Capital Purposes | RCOAB596 | -$1.1M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $800K |
| Less: Amounts Recorded in AOCI Attributed to Defined Benefit Postretirement Plans Resulting from the Initial and Subsequent Application of the Relevant GAAP Standards That Pertain to Such Plans (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP847 | -$784K |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$346K |
| Off-balance sheet exposures: Other off-balance sheet exposures | RCOAKX81 | $94K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Do you qualify for and opt-in to CBLR? | RCOALE74 | 1 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.1287 |
| Total off-balance sheet exposures (sum of items 15a through 15.c) | RCOAKX83 | 0.0724 |
Schedule RC-T: Fiduciary and Related Services (22 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Fiduciary Accounts - Managed Assets | RCONB894 | $703.4M |
| Personal Trust and Agency Accounts - Managed Assets | RCONB868 | $697.2M |
| Total Fiduciary Accounts - Non-managed Assets | RCONB895 | $192.4M |
| Personal Trust and Agency Accounts - Non-managed | RCONB869 | $167.4M |
| Custody and Safekeeping Accounts - Non-managed Assets | RCONB898 | $156.8M |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Non-managed Assets | RCONJ256 | $17.4M |
| Corporate Trust and Agency Accounts - Non-managed Assets | RCONB885 | $7.6M |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Managed Assets | RCONJ255 | $6.1M |
| Income from Fiduciary Activities | RIAD4070 | $1.7M |
| Personal Trust and Agency Accounts | RIADB904 | $1.6M |
| Fiduciary and Related Services Income-foundation and Endowment Trust and Agency Accounts | RIADJ316 | $55K |
| Corporate Trust and Agency Accounts - Managed Assets | RCONB884 | $51K |
| Custody and Safekeeping Accounts | RIADB909 | $28K |
| Total Fiduciary Accounts - Number of Managed Accounts | RCONB896 | 627 |
| Personal Trust and Agency Accounts - Number of Managed Accounts | RCONB870 | 612 |
| Total Fiduciary Accounts - Non-managed Accounts | RCONB897 | 44 |
| Personal Trust and Agency Accounts - Number of Non-managed Accounts | RCONB871 | 36 |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Number of Managed Accounts | RCONJ257 | 12 |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Number of Non-managed Accounts | RCONJ258 | 7 |
| Custody and Safekeeping Accounts - Number of Non-managed Accounts | RCONB899 | 4 |
| Corporate Trust and Agency Accounts - Number of Managed Accounts | RCONC001 | 3 |
| Corporate Trust and Agency Accounts - Number of Non-managed Accounts | RCONC002 | 1 |
Schedule RI-A: Changes in Bank Equity Capital (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $76.6M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $73.6M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $73.6M |
| Other Comprehensive Income | RIADB511 | $134K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (2 items)
About Schedule RI-B, Part II · Essex Bank changes in allowances for credit losses trends
Schedule SU: Supplemental Information (1 item)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Outstanding Principal Balance of Closed End 1-4 Family Residential Mortgage Loans Serviced for Others Plus the Total Outstanding Principal Balance of Other Financial Assets Serviced for Others If More Than $10 Million | RCONFT12 | $421K |
Essex Bank call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Essex Bank call report?
The Essex Bank call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Essex Bank file?
Essex Bank files the FFIEC 051. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Essex Bank call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Essex Bank has Federal Reserve RSSD ID 961400 and FDIC certificate number 17262. Either one finds its filings on the FFIEC Central Data Repository.
How often does Essex Bank file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Essex Bank financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 17262) · FFIEC NIC profile (RSSD 961400)